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1479 - 1481 kearney Street, Saint Helena, CA, 94574

2beds
2baths
1,268sqft
$2,100,000
$1,656price/sqft
$12,580/moest. monthly cost
$503,200/yrincome needed

About This Home

An expansive lot with a remodeled Duplex, Two sheds and a barn. Rarely does a property come to market that combines a premier location, proven surrounding values, development flexibility, income- generating potential, and true scarcity. This is an exceptional opportunity for investors, developers, and visionary buyers to acquire a unique asset with significant upside and enduring value. This property presents a compelling opportunity with value that extends far beyond its current improvements. Its prime location, surrounded by established and highly desirable residential neighborhoods, is a significant driver of its intrinsic worth. Recent sales of neighboring properties demonstrate strong market demand and support a substantially higher valuation based on location alone. What truly distinguishes this offering is its rarity. Properties with this combination of location, size, and Medium Density zoning seldom become available, making it a genuinely one-of-a-kind opportunity in today's market. The scarcity of similarly zoned parcels, particularly in such a desirable setting, creates a level of exclusivity that is increasingly difficult to replicate . https://app.disclosures.io/link/1479-1481-Kearney-Street-gegtkxdn

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
91
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Built-In Refrigerator,Dishwasher,Disposal,Tankless Water Heater,Dryer,Washer,Washer/Dryer Stacked
  • Laundry features: Ground Floor,Inside Area,Laundry Closet

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Features: Cathedral/Vaulted
  • Level: Main

Features

  • Cathedral Ceiling(s),Storage
  • Window features: Dual Pane Full
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,268
  • Total interior livable area: 1,268 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Main

Living Room

  • Features: Deck Attached
  • Level: Main

Master Bathroom

  • Features: Shower Stall(s),Window

Master Bedroom

  • Features: Closet,Outside Access,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 009270007000
  • Attached to another structure: Yes
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Uncovered Courtyard
  • Has view: Yes
  • View description: Hills,Mountain(s)

Lot

  • Lot size: 0.29 Acres
  • Features: Sprinklers In Front,Landscape Front,Landscape Misc,Low Maintenance

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Front,No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Wildfire

FEMA Declared Disasters in Napa County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$514$6,168
Property Taxes $1,050$12,600
Electricity $398$4,786
Total$12,580$150,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$431,314/yr
40% on housing$377,400/yr
45% on housing$335,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,656This listing

vs Other Active Listings

Avg $/sqft

ZIP 94574$1,435
Napa County$790

vs Homes Sold Last Month

Median $/sqft

ZIP 94574$804
Napa County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$2,100,000

For Sale by Agent

AgentMichelle Wagner
BrokerageThe Agency

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