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412 & 414 Nandino Cir #412 & 414, Berea, KY, 40403

3beds
2baths
1,255sqft
$525,000
$418price/sqft
$3,375/moest. monthly cost
$135,000/yrincome needed

About This Home

Exceptional investment opportunity! This brand-new duplex, built in 2025, offers two spacious units with a combined total of 2,510 square feet, featuring 6 bedrooms and 4 full bathrooms. Whether you're looking to expand your rental portfolio or live in one unit while generating income from the other, this property delivers outstanding flexibility and long-term value. With modern construction, low-maintenance ownership, and today's most sought-after finishes, investors can enjoy the benefits of a turnkey asset without the concerns of major repairs or renovations. Each unit offers comfortable living spaces designed to attract quality tenants, making this an excellent opportunity for strong rental income and long-term appreciation. Don't miss your chance to own a newly constructed income-producing property that's ready to perform from day one!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
Foley Middle SchoolGrades 6-82.1 mi
8/10

Construction

Condition

  • Year built: 2025

Materials

  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,255
  • Total interior livable area: 1,255 sqft

Property

Details

  • Parcel number: 004800270003
  • Attached to another structure: Yes

Lot

  • Lot size: 0.51 Acres

Parking

  • Parking features: On Site

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$257$3,084
Property Taxes $310$3,720
Electricity $154$1,850
Total$3,375$40,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,714/yr
40% on housing$101,250/yr
45% on housing$90,000/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 40403$164
Madison County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 40403$171
Madison County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$515,000
2026-08-01Listed for sale$525,000

For Sale by Agent

AgentAdam Matney
BrokerageIndigo & Co

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