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113 E Saint Catherine St #1 & 2, Louisville, KY, 40203

6beds
2baths
3,101sqft
$325,000
$105price/sqft
$2,482/moest. monthly cost
$99,280/yrincome needed

About This Home

Welcome to 113 East St Catherine St. New roof 2025 As you enter Unit #1 was renovated in 2020. It has beautiful high ceilings, the hallway takes you down to the first of 2 bedrooms, and the 1 bathroom. Through the door leads to the 2nd bedroom, kitchen which has granite countertops and gas range, fridge and pantry. The wood floors were refinished throughout, except the kitchen which has luxury vinyl flooring. The living room has two large double doors. This unit with long term tenant currently rents for $1018.67/month. Unit #2 is a three story, as you enter there is a stairway taking you to the 2nd floor with a hallway to the bathroom and first of 4 bedrooms. Leading back you have a large living room and dining room and kitchen with fridge and recently added cabinetry and a double sink and pantry. The 3rd bedroom has access to a balcony. Taking the stairs to the 3rd floor are a further two bedrooms with new carpet. One bedroom has access to the stairwell leading down to the shared fenced back yard, off street parking with a city owned 8 parking pad located just off the backyard in the alley between 1st and East St Catherine. Conveniently located near UofL, bus line and expressway. Utilities average over 12 months Water $149.00 Electric/Gas $465.13.

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

9/10
5/10
Meyzeek Middle SchoolGrades 6-80.5 mi
1/10
Iroquois High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Flat,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,101

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,101
  • Total interior livable area: 3,101 sqft

Property

Details

  • Parcel number: 08030G00540000
  • Attached to another structure: Yes

Features

  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 8 sqft
  • Lot size dimensions: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$365$4,380
Property Taxes $230$2,760
Electricity $244$2,938
Total$2,482$29,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,097/yr
40% on housing$74,460/yr
45% on housing$66,186/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$105This listing

vs Other Active Listings

Avg $/sqft

ZIP 40203$100
Jefferson County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 40203$139
Jefferson County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Listed for sale$325,000

For Sale by Agent

AgentBarbara E Jones
BrokerageUnited Real Estate Louisville

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