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406 Outlook Trl #33, Big Sky, MT, 59716

5beds
5baths
4,210sqft
$5,950,000
$1,413price/sqft
$39,267/moest. monthly cost
$1,570,680/yrincome needed

About This Home

Mountain living is about having the freedom to do more of what you love. Ski first tracks before breakfast. Hike or bike miles of private trails in the afternoon. Cast a fly at Fish Camp, enjoy dinner at the club, and finish the evening soaking beneath a sky full of stars. At 406 Outlook Trail, that lifestyle isn’t reserved for vacation—it’s everyday life. Located in the Highlands neighborhood of Spanish Peaks Mountain Club, this beautifully designed 5-bedroom, 5-bathroom home offers more than 4,200 square feet of mountain living with exceptional access to everything that makes Big Sky one of North America’s premier mountain destinations. Walk out your door and you’re just moments from the Highlands Chairlift, providing effortless access to Big Sky Resort’s legendary ski terrain. When the seasons change, miles of private trails invite hiking, mountain biking, trail running, and Nordic skiing without ever leaving the club. The location is hard to beat. The new Aspire Clubhouse, the Spanish Peaks Clubhouse, and Montage Big Sky are all just minutes away. Spend the afternoon casting a line at Spanish Peaks’ private Fish Camp, browse the Big Sky Farmers Market, enjoy Music in the Mountains, or make an unforgettable day trip to Yellowstone National Park. Inside, generous gathering spaces make entertaining effortless while five well-appointed bedrooms provide room for everyone. Whether you’re hosting the holidays or escaping for a long weekend, the home offers the flexibility today’s buyers are looking for. Outside, a rare flat backyard creates a private setting that’s increasingly difficult to find in Big Sky. Relax in the hot tub after a day on the mountain or enjoy long summer evenings with friends. The home also boasts a strong rental history, providing owners with flexibility and meaningful income potential when not in residence. Thoughtfully priced to stand out among competing homes in the Highlands, 406 Outlook Trail represents one of the strongest values currently available in Spanish Peaks Mountain Club. Comparable size, exceptional location, outstanding amenities, proven rental performance, and immediate enjoyment combine to create a home that simply checks the boxes. If you’ve been waiting for the right opportunity in Spanish Peaks Mountain Club, this is the one worth seeing first.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
Ophir Elementary SchoolGrades PK-55.9 mi
6/10
Ophir 7-8Grades 6-85.9 mi
10/10
Lone Peak High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Asphalt
  • Construction materials: Modular/Prefab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 1
  • 3/4 bathrooms: 4

Bonus Room

  • Level: Main

Features

  • Flooring: Engineered Hardwood,Partially Carpeted,Tile
  • Finished area above ground: 4,210

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,210
  • Total interior livable area: 4,210 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Main

Living Room

  • Level: Upper

Master Bedroom

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: RKE68600
  • Zoning description: Call Listing Agent for Details
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Cold Wave
    Cold WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Cold Wave
Landslide
Lightning
Wildfire
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Gallatin County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $30,086$361,032
Home Insurance $6,165$73,980
Property Taxes $2,727$32,724
Electricity $289$3,468
Total$39,267$471,204

Income You'd Need if You Spent...

35% on housing$1,346,297/yr
40% on housing$1,178,010/yr
45% on housing$1,047,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.2%
5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,413This listing

vs Other Active Listings

Avg $/sqft

ZIP 59716$1,165
Gallatin County$544

vs Homes Sold Last Month

Median $/sqft

ZIP 59716
Gallatin County$365

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$5,950,000

For Sale by Agent

AgentMia Lennon
BrokerageThe Big Sky Real Estate Co.

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