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21473 E Hwy H #Tract 2, Fair Play, MO, 65649

4beds
3baths
2,591sqft
$1,250,000
$482price/sqft
$8,384/moest. monthly cost
$335,360/yrincome needed

About This Home

Experience country living at its finest with this stunning 4-bedroom, 3-bath custom Shouse situated on 152+/- acres. Located just 2 miles from public boat ramp access and the beach, this remarkable property offers the perfect blend of peaceful country living and convenient outdoor recreation.Inside, you'll find an impressive open-concept floor plan featuring high ceilings, abundant natural light, and a floor-to-ceiling stone fireplace that anchors the spacious living area. The chef's kitchen is designed for entertaining with commercial gas cook stove, custom range hood, granite countertops, custom cabinetry, a large center island, walk-in pantry, and quality finishes throughout.The main level features a spacious primary bedroom, while the primary bathroom offers dual vanities with quartz countertops, a jetted soaking tub, and a custom walk-in tile shower with pebble flooring. Thoughtful craftsmanship continues throughout the home with rustic accents, generously sized bedrooms, and functional living spaces.The oversized garage features drive through garage doors, providing ample space for vehicles, ATVs, boats, and all your outdoor toys. A full bathroom in the garage adds convenience for guests or those coming in from a day outdoors. The property also includes a 50-amp RV hookup.Outside, the acreage is fully fenced, making it ideal for livestock or horses. Two ponds and natural springs provide excellent water sources while enhancing the beauty and functionality of the land.Whether you're looking for a working farm, hunting retreat, recreational getaway, or your forever home, this exceptional property offers endless possibilities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Stockton Middle SchoolGrades 5-87.6 mi
5/10
Stockton High SchoolGrades 9-127.4 mi
5/10

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Commercial Grade,Propane Water Heater,Tankless Water Heater,Dishwasher,Disposal
  • Laundry features: Wash/Dry Connection

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Walk-in Shower,Granite Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Drapes
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,591

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump Dual Fuel,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,591
  • Total interior livable area: 2,591 sqft

Property

Details

  • Parcel number: 170.204000000002.09

Features

  • Levels: One and One Half
  • Patio & porch: Patio,Covered
  • Spa features: Bath
  • Fencing: Cross Fenced,Barbed Wire
  • Has view: Yes
  • View description: Panoramic
  • Topography of land: Gently Rolling

Lot

  • Lot size: 152.30 Acres
  • Features: Secluded

Parking

  • Total spaces: 1
  • Parking features: Driveway,Private,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,253$15,036
Property Taxes $614$7,368
Electricity $197$2,374
Total$8,384$100,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$287,451/yr
40% on housing$251,520/yr
45% on housing$223,573/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 65649$164
Cedar County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 65649$144
Cedar County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$1,250,000

For Sale by Agent

AgentKelly Roy
BrokerageMissouri Home, Farm & Land Realty, LLC

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