3509 Central Ave N, Ocean City, NJ, 08226
About This Home
Pack the beach bags - you are just steps from the sand in this incredible 4-bedroom, 3 -bathroom ocean-view townhouse. Forget fighting for parking or hauling gear for blocks; this prime beachside location lets you go from your front door to catching waves in minutes. Featuring charming curb appeal with manicured landscaping and double-stacked front and back decks, this property instantly welcomes you home. Inside, the home has been thoughtfully refreshed to blend effortless shore style with modern convenience. The updated kitchen features sleek granite countertops and stainless steel appliances, making it a breeze to whip up quick post-beach snacks or host family dinners. A striking custom staircase with modern black iron balusters anchors the open layout, adding a distinct architectural edge. The crown jewel of this home? Four private decks offering gorgeous multi-level outdoor living space. Whether you are sipping your morning coffee with the Atlantic breeze or winding down with evening ocean views, you’ll have endless private areas to relax and soak up the salt air. Practicality meets coastal luxury with an attached 1-car garage and an enclosed outside shower - an absolute must-have for rinsing off the sand after a long beach day. Plus, with dedicated off-street parking for 2-3 cars in the back. Complete with turnkey coastal decor throughout, this townhouse delivers the ultimate low-maintenance, high-reward shore lifestyle!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Construction materials: Vinyl
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Stove,Microwave,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Cathedral Ceiling(s),Master Bath,Pets Allowed,Eat-in Kitchen
- Flooring: Hardwood,Wall to Wall Carpet
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,470
- Total interior livable area: 1,470 sqft
Property
Details
- Parcel number: 11
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck/Porch
- Has view: Yes
- View description: Water,See Remarks
- Has water view: Yes
- Water view: Water,Water View
- Waterfront features: Beach Block
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Strong Wind
- Hurricane
- Inland Flooding
- Wildfire
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,141 | $157,692 |
| Home Insurance * | $531 | $6,372 |
| Property Taxes | $2,014 | $24,168 |
| Electricity | $193 | $2,318 |
| Total | $15,879 | $190,548 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $2,449,000 |
| 2026-08-07 | Price change | $2,499,000 |
| 2026-08-01 | Listed for sale | $2,599,000 |
For Sale by Agent
View on Zillow