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1405 North St SE, Decatur, AL, 35601

2beds
1baths
1,068sqft
$87,093
$82price/sqft
$797/moest. monthly cost
$31,880/yrincome needed

About This Home

Charming one-level home featuring 2 bedrooms and 1 full bath, offering excellent potential for investors or buyers looking to add their personal touch. Conveniently located near shopping, dining, schools, and major roadways, this property provides easy access to everyday amenities. Sold AS IS, this home is a great opportunity as a rental, flip, or affordable primary residence. Don't miss the chance to make this centrally located property your next investment. HVAC 2020.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Decatur Middle SchoolGrades 6-81.0 mi
5/10
Decatur High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 104

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Linoleum
  • Level: First
  • Area: 130

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,068 sqft

Kitchen

  • Features: Linoleum
  • Level: First
  • Area: 91

Living Room

  • Features: Carpet
  • Level: First
  • Area: 234

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 154

Property

Details

  • Parcel number: 03 09 29 4 001 041.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 150 x 50

Parking

  • Parking features: Driveway-Paved/Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $440$5,280
Home Insurance *$95$1,140
Property Taxes $22$264
Electricity $240$2,881
Total$797$9,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,325/yr
40% on housing$23,910/yr
45% on housing$21,253/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$82This listing

vs Other Active Listings

Avg $/sqft

ZIP 35601$107
Morgan County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 35601$132
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Contingent$87,093
2026-08-05Listed for sale$87,093

For Sale by Agent

AgentJeremy Jones
BrokerageParker Jones Real Estate

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