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3428 Hope St, Philadelphia, PA, 19140

2beds
1baths
1,020sqft
$90,000
$88price/sqft
$853/moest. monthly cost
$34,120/yrincome needed

About This Home

Welcome to 3428 N Hope St. This is a well kept 2 bedroom 1 bathroom house with minimal work needed. This property is perfect for an investor. Conveniently located near public transportation, schools, shopping, restaurants, Temple University, and major highways, making commuting throughout Philadelphia a breeze. Don’t miss this opportunity to own an affordable home in a growing neighborhood. Schedule your showing today!

Getting Around

81
WalkingVery Walkable
61
TransitGood Transit
58
BikeBikeable

Schools

4/10
Cramp William SchoolGrades PK-50.0 mi
6/10
3/10
Edison Hs/Fareira SkillsGrades 9-120.7 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick Front

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,020

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 1,020
  • Total interior livable area: 1,020 sqft

Property

Accessibility

  • Accessibility features: Accessible Doors

Details

  • Parcel number: 072026900
  • Zoning: RM1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$111$1,332
Property Taxes $63$756
Electricity $224$2,692
Total$853$10,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,245/yr
40% on housing$25,590/yr
45% on housing$22,746/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$88This listing

vs Other Active Listings

Avg $/sqft

ZIP 19140$94
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19140$126
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$87,000
2026-08-01Listed for sale$90,000

For Sale by Agent

AgentFrank volpe
Brokerage20/20 Real Estate - Bensalem

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