2997 20.5 Road, Cortez, CO, 81321
About This Home
Situated 7 miles southeast of Cortez, this 1,285.73-acre Montezuma County ranch offers exceptional big-game hunting and outdoor recreation across expansive Southwest Colorado terrain (Parcel #5633-261-00-016). The property supports a strong agricultural foundation with approximately 221 irrigated acres powered by 200 Montezuma Valley Irrigation shares, side-roll sytems, producing hay, corn, and rotational crops. A 13-acre drip-irrigated vineyard is leased to a Colorado winery, providing steady agricultural income. Beyond production, the ranch is a premier wildlife habitat, attracting trophy elk, mule deer, and wild turkey, making it ideal for serious hunters or private sportsmen seeking large, diverse ground. A stocked private bass pond adds year-round fishing opportunities and recreational value. The ranch also shares a boundary with Yucca House National Monument, a protected Ancestral Puebloan archaeological site dating from 1150–1300 A.D., preserving the region’s historic landscape character while maintaining full ranch operational use. Extensive perimeter fencing supports livestock grazing and wildlife management across the balance of the property.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Farm House,Ranch
- Property subType: Farm,Agriculture,Residential/Single Family
Interior
Basement
- Basement: Insulated
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area above ground: 1,128
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,128
- Total interior livable area: 1,128 sqft
Property
Details
- Parcel number: 563326100016
- Attached to another structure: Yes
- Zoning description: Agriculture
- Horse amenities: Corral(s),Loafing Shed
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Mountain(s),Valley
- Has water view: Yes
- Water view: Lake/Pond/Reservoir
- Topography of land: Level,Rolling
Lot
- Lot size: 1,286 Acres
- Features: Boundaries Marked,Foothills,Pasture,Wooded
Parking
- Total spaces: 5
- Parking features: Carport
- Covered spaces: 5
- Carport: Yes
- Carport spaces: 5
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Avalanche
- Cold Wave
- Drought
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $34,890 | $418,680 |
| Home Insurance * | $1,932 | $23,184 |
| Property Taxes | $1,667 | $20,004 |
| Electricity | $186 | $2,232 |
| Total | $38,675 | $464,100 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $6,900,000 |
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