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4319 NE 186th St Lot 255, Vancouver, WA, 98686

4beds
3baths
2,038sqft
$589,960
$289price/sqft
$3,632/moest. monthly cost
$145,280/yrincome needed

About This Home

MOVE IN READY & builder incentives with-in house lender & below market interest rates! This home features a spacious layout with 4 bedrooms, 2.5 bathrooms, upstairs laundry, landscaped front yard with sprinklers, a covered back patio, and a 2-car garage all on a Corner lot! You will love the gourmet kitchen layout with a gas cooktop, quartz countertops, a spacious pantry and beautiful alder cabinets. This home has laminate flooring throughout the main floor, a gas fireplace with a mantle, beautiful trim work, 9 ft ceilings w/ 8 ft doors, and a walk-in closet in the spacious, vaulted primary suite. Standard features include central A/C, forced air heating, triple-paned windows, prewire for EV charger, garage door opener with 2 remotes, plus a fully fenced backyard. Welcome home to Ramble Creek by Holt Homes, a new community in a pristine wooded setting with walking trails, parks, a playground, a dog park, a creek and tall trees, all within easy access to I-5 and I-205. Photos are samples from various model homes and may show upgrades not included in subject property. Set your GPS to 4519 NE 183rd ST, Vancouver WA 98686 (model home) and check in with a sales consultant for a tour.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Schools

5/10
Daybreak Primary SchoolGrades PK-44.1 mi
6/10
Daybreak Middle SchoolGrades 5-84.1 mi
5/10
Prairie High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter,Pillar/Post/Pier
  • Roof: Composition,Shingle
  • Construction materials: Cement Siding,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Plumbed For Ice Maker,Gas Appliances,Electric Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 110

Bedroom3

  • Features: Closet, Wallto Wall Carpet
  • Level: Upper
  • Area: 110

Bedroom4

  • Features: Wallto Wall Carpet
  • Level: Upper
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Sliding Doors,Laminate Flooring
  • Level: Main
  • Area: 153

Features

  • High Ceilings,Vaulted Ceiling(s),Closet,Kitchen Island,Pantry,Double Vanity,Walk-In Closet(s),Walkin Shower,Quartz,Tile
  • Door features: Sliding Doors
  • Window features: Triple Pane Windows,Vinyl Frames
  • Flooring: Laminate,Vinyl,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,Forced Air 95 Plus,Heat Pump,Fireplace(s)
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,038
  • Total interior livable area: 2,038 sqft

Kitchen

  • Features: Dishwasher, Disposal, Gas Appliances, Island, Pantry,Laminate Flooring, Plumbed For Ice Maker
  • Level: Main

Living Room

  • Features: Fireplace,High Ceilings, Laminate Flooring
  • Level: Main
  • Area: 255

Master Bedroom

  • Features: Double Sinks, Vaulted Ceiling, Walkin Closet, Walkin Shower, Wallto Wall Carpet
  • Level: Upper
  • Area: 208

Property

Accessibility

  • Accessibility features: Garage On Main,Walkin Shower,Accessibility

Details

  • Parcel number: 986067813

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Patio,Porch
  • Exterior features: Yard
  • Fencing: Fenced

Lot

  • Lot size: 4,356 sqft
  • Features: Level,Sprinkler,SqFt 3000 to 4999
  • Lot size dimensions: 40 x 90

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Clark County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$122$1,464
Property Taxes $378$4,536
Electricity $149$1,793
Total$3,632$43,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,525/yr
40% on housing$108,960/yr
45% on housing$96,853/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 98686$251
Clark County$271

vs Homes Sold Last Month

Median $/sqft

ZIP 98686$319
Clark County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$589,960

New Construction

AgentDesiree Roland
BrokerageSEKISUI HOUSE PNW, INC.

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