See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

21964 NW 85TH Avenue, Starke, FL, 32091

4beds
2baths
1,580sqft
$259,900
$164price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

All new everything! The only thing needing some love at this place is the very thirsty sod! This 4 bedroom 2 bath dwmh is fully fenced on 1.12acres offering a privacy fence down both sides and a tree buffer on the front and back. There is a small pond in the front with a carport style covering with fresh river rock for grilling and entertaining, or parking your boat/atvs. An 8x10 front deck and 8x30 back deck. Inside you will find an open spacious floor plan with lots of storage. It is a split floor plan, the primary bedroom has a double vanity and walk in shower. The laundry room offers an extra space for mudroom bench or large freezer/safe. All of the bedrooms have walk in closets. The built ins around the refrigerator make for a great pantry. And the most adorable coffee corner could double for homeschool or home office storage. Located between Gainesville and Jacksonville off of an area that locals call Bayless Highway - a rural setting offering peaceful country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Starke Elementary SchoolGrades PK-67.0 mi
3/10
Bradford Middle SchoolGrades 7-87.2 mi
4/10
Bradford High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Open Floorplan,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,580 sqft

Property

Details

  • Parcel number: 00508000102

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Privacy,Wood

Lot

  • Lot size: 1.12 Acres
  • Features: Agricultural,Cleared

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Bradford County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$186$2,232
Property Taxes $116$1,392
Electricity $197$2,366
Total$1,813$21,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.5%
10.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 32091$181
Bradford County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32091
Bradford County$203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$259,900
2026-08-02Listed for sale$259,900

New Construction

AgentCRYSTAL ROSIER
BrokerageCW REALTY

Similar Homes