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54 Upper Rim Road E, Arroyo Seco, NM, 87514

2beds
2baths
2,147sqft
$2,200,000
$1,025price/sqft
$12,782/moest. monthly cost
$511,280/yrincome needed

About This Home

VIDEO TOUR AVAILABLE - SEARCH YOUTUBE FOR "54 RIM RD, ARROYO SECO, NM" ... Discover the perfect blend of comfort, quality, and country living with this impeccably maintained Territorial-style home, offered with an additional **5.69 acres of irrigated land**. This turnkey property is thoughtfully designed for both everyday living and effortless entertaining. Bring your horses, build a corral, and don't forget your miniture goats. The home features **two spacious bedrooms and two-and-a-half bathrooms**, including a private primary suite with a generous walk-in closet, spa-like bath, and direct access to the peaceful backyard patio. An office conveniently located just off the kitchen provides an ideal workspace and leads to the staircase ascending to the expansive loft. The loft serves as a charming second bedroom with its own private bath, comfortable TV lounge, and additional flexible space perfect for a home gym, yoga, or creative studio. The home offers radiant heated floors which will keep your toes in the winter. The walls have at least R28 plus R5 foam insulation for a total of a R30 in the walls. The home consistently stays 70 degrees in the summer. The open-concept living area is warm and inviting, showcasing soaring vaulted ceilings, a beautiful harvest table gathering space, and a striking wood stove that has never been used. Natural light fills the home, creating an exceptional atmosphere for entertaining or relaxing. The spacious kitchen is a chef's delight, featuring abundant custom cabinetry, granite countertops, generous workspace, and a large walk-in pantry that provides exceptional storage. The thoughtfully designed mudroom and laundry area offer built-in shelving, extensive storage for outdoor gear and pets, a utility sink, a convenient powder room for guests, and access to both the fenced side yard and fenced front yard. Adding even more value, the property includes an **income-producing manufactured home** with excellent tenants who would love to remain. Outside, you'll find endless opportunities to enjoy the irrigated acreage, whether your vision includes gardens, horses, hobby farming, or creating your own private outdoor retreat. Beautifully cared for and completely move-in ready, this exceptional property offers the rare opportunity to enjoy refined country living with income potential, expansive irrigated acreage, and room to grow.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
Anansi Charter SchoolGrades K-82.0 mi
8/10
Taos Cyber MagnetGrades 9-128.4 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Metal,Pitched
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Territorial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Insulated Windows,Screens,Window Coverings
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: One,Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Hot Water,Radiant,Wood Stove

Interior Area

  • Total structure area: 2,147
  • Total interior livable area: 2,147 sqft

Property

Details

  • Zoning description: County
  • Horse amenities: Horses Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch
  • Exterior features: Shed
  • Fencing: Wire
  • Has view: Yes
  • Topography of land: CanyonValley
  • Horses can be raised: Yes

Lot

  • Lot size: 6.89 Acres
  • Features: Garden,Horse Property,Lawn,Trees,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Inland Flooding
Wildfire
Avalanche
Cold Wave
Drought
Landslide

FEMA Declared Disasters in Taos County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,124$133,488
Home Insurance *$883$10,596
Property Taxes $623$7,476
Electricity $152$1,831
Total$12,782$153,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$438,240/yr
40% on housing$383,460/yr
45% on housing$340,853/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.9%
-5.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,025This listing

vs Other Active Listings

Avg $/sqft

ZIP 87514$407
Taos County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 87514$331
Taos County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$2,200,000

For Sale by Agent

AgentKathleen Sullivan
BrokerageSwan Realty

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