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312 Crescent Drive Wilson Hl, Massena, NY, 13662

3beds
1baths
0sqft
$499,000
--price/sqft
$3,951/moest. monthly cost
$158,040/yrincome needed

About This Home

Experience elevated waterfront living in this beautifully remodeled home overlooking the majestic St. Lawrence River. Thoughtfully redesigned with exceptional craftsmanship and refined finishes throughout, this stunning residence blends timeless elegance with modern comfort. Expansive windows frame breathtaking river views, filling the home with natural light and creating a seamless connection to the surrounding landscape. The open concept living spaces are ideal for both everyday living and sophisticated entertaining, while the beautifully updated interior offers a perfect balance of style and functionality. Whether you're enjoying the fun on the water during the day or you're hosting guests against the backdrop of spectacular sunsets on the water, every moment here feels extraordinary. This exceptional property offers a rare opportunity to own a luxurious retreat in one of the region's most picturesque settings. Truly a home you will love. The exterior siding is purchased for the completion of this wonderful home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Madison Elementary SchoolGrades PK-67.3 mi
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1958

Materials

  • Foundation: Crawl Space
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave oven,Refrigerator,Stove,Water Heater(On Demand,Propane)
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Kitchen isle,Modern kitchen,Open Floorplan,Tub and separate shower,Vaulted Ceiling(s),Walk-In Closet(s),Entrance Foyer
  • Door features: Insulated door(s)
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Ceramic Tile,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Electric,Radiant

Interior Area

  • Total structure area: 1,760

Property

Details

  • Parcel number: 8.061111 & 8.061196

Features

  • Stories: 1
  • Patio & porch: Covered porch
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: St. Lawrence River
  • Frontage length: Main Road: 89

Lot

  • Features: Oversized
  • Lot size dimensions: 89 x 180 + 0.16 e x tra parcel

Parking

  • Parking features: Detached garage,Oversized,Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$380$4,560
Property Taxes $802$9,624
Electricity $246$2,954
Total$3,951$47,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,462/yr
40% on housing$118,530/yr
45% on housing$105,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$97
St. Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$499,000

For Sale by Agent

AgentLucille Kassian
BrokerageKassian Real Estate, LLC

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