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7 Prescott Drive #A, Schenectady, NY, 12302

3beds
2baths
1,828sqft
$450,000
$246price/sqft
$3,521/moest. monthly cost
$140,840/yrincome needed

About This Home

Welcome Home to The Vines! A brand new maintenance-free community offering thoughtfully designed new construction condominium homes with open-concept floor plans, stylish kitchens with granite or quartz countertops, stainless steel appliances and quality cabinetry, luxury vinyl plank flooring throughout the main living areas, attached garages, gas fireplaces and spacious primary suites! First floor units are ADA compliant and the HOA includes lawn care, snow removal, sprinklers, and reserves for future upkeep on roofs & driveways. The community has underground utilities, public water and sewer, and with the beautifully maintained landscaping you can spend more time enjoying life and less time on maintenance!! Whether you're looking to simplify your lifestyle, right-size without compromise, or enjoy the benefits of brand new construction, The Vines offers exceptional quality and a welcoming community you'll be proud to call home! Photos are representative of Pigliavento Builders previous condominium work and are for illustrative purposes only. A listing agent is related to builder. GPS Directions: 38 Swaggertown Road, Schenectady

Getting Around

27
WalkingCar-Dependent
32
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle,Asphalt
  • Construction materials: Stone,Vinyl Siding

Other

  • Builder model: 4 Unit

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,ENERGY STAR Qualified Appliances,Range,Range Hood
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second

Entry

  • Level: Second

Features

  • Ceiling Fan(s),Tray Ceiling(s),Walk-In Closet(s),Eat-in Kitchen,Kitchen Island
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Screens,ENERGY STAR Qualified Windows
  • Flooring: Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,828

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,828
  • Total interior livable area: 1,828 sqft

Kitchen

  • Level: Second

Laundry

  • Level: Second

Living Room

  • Level: Second

Other

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 30.10127.11
  • Special condition: Standard

Features

  • Entry location: Second
  • Patio & porch: Rear Porch,Covered
  • Exterior features: Lighting

Lot

  • Features: Sprinklers In Front,Sprinklers In Rear,Cleared,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Under Residence,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$149$1,788
Property Taxes $795$9,540
Electricity $302$3,625
Total$3,521$42,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,720/yr
40% on housing$105,630/yr
45% on housing$93,893/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 12302$194
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12302$196
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$450,000
2026-08-02Listed for sale$450,000

New Construction

AgentCarla Alvord
BrokerageSterling Real Estate Group

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