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3747 W State Route 64 #36, Mount Morris, IL, 61054

2beds
1baths
--sqft
$37,900
--price/sqft
$423/moest. monthly cost
$16,920/yrincome needed

About This Home

**Affordable, Move-In Ready Home in Mt. Morris Estates!** Motivated Seller Welcomes you to this well-maintained home **1981 Schultz manufactured home** located in **Mt. Morris Estates**, an all-ages community in Mount Morris. Offering **980 square feet**, this home features **2 bedrooms, 1 full bath**, and an attached **1-car garage** with garage door opener. The home has been thoughtfully updated with a **Ruud furnace and central air conditioning**, **natural gas heat**, and a **gas water heater**, providing year-round comfort and efficiency. The **washer is included** (no dryer). Enjoy your morning coffee on the **covered front porch** or unwind on the **rear porch** overlooking the backyard. Additional lighted storage beneath the home provides plenty of space for seasonal items and tools. For added security and convenience, the home includes a **Vivint security system** with exterior cameras, video doorbell, door and window sensors, and garage door sensors-all included with the sale. **Home Features:** * 980 sq. ft. * 2 Bedrooms | 1 Full Bath * Attached 1-Car Garage with Opener * Ruud Furnace & Central Air * Natural Gas Heat & Water Heater * Covered Front Porch & Rear Porch * Lighted Under-Home Storage * Vivint Security System Included * Washer Included Located in **Mt. Morris Estates**, residents enjoy paved streets, a neighborhood playground, and a convenient location just minutes from shopping, restaurants, schools, and downtown Mount Morris. Buyer is subject to community approval. ([MHVillage][1]) **Current Monthly Lot Rent:** $525 **Garbage:** $19.54/month Owner pays water, gas, and electric. Whether you're looking for an affordable year-round residence or a low-maintenance lifestyle, this move-in-ready home is an excellent opportunity. Schedule your private showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Oregon Elementary SchoolGrades PK-63.8 mi
7/10
Oregon High SchoolGrades 7-123.9 mi

Construction

Condition

  • Year built: 1981

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Bedroom2

  • Area: 77
  • Dimensions: 11X7

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Area: 143
  • Dimensions: 13X11

Living Room

  • Area: 234
  • Dimensions: 18X13

Master Bedroom

  • Area: 234
  • Dimensions: 18X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 00000000000000
  • Special condition: None

Features

  • Patio & porch: Porch

Lot

  • Lot size dimensions: 0x0

Parking

  • Total spaces: 1
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Drought
Ice Storm
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $191$2,292
Home Insurance *$45$540
Property Taxes $57$684
Electricity $130$1,569
Total$423$5,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$14,502/yr
40% on housing$12,690/yr
45% on housing$11,280/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 61054$79
Ogle County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 61054$89
Ogle County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Price change$34,900
2026-08-02Listed for sale$37,900

For Sale by Agent

AgentDawn Stavropoulos, ABR,CNC
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

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