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4 Center Street #A, Sea Bright, NJ, 07760

4beds
4baths
3,005sqft
$1,875,000
$624price/sqft
$12,802/moest. monthly cost
$512,080/yrincome needed

About This Home

OCEAN BLOCK! Elevated coastal living in this exceptional new construction luxury duplex in the heart of sought-after Sea Bright. OCEAN AND RIVER VIEWS! Offers 4 spacious bdrms, 3.5 designer baths, and a stunning primary suite occupying its own private floor. Premium finishes and sophisticated design throughout. Features include an open-concept layout, private elevator, oversized 2-car garage, and multiple balconies, roof top deck. Ideally located close to beaches, NYC ferry, famous waterfront dining, marinas, boutique shopping, the new riverfront park, and the future Netflix. This is where luxury, lifestyle, and convenience come together! Do not miss exceptional early investment opportunity! Listing is for one side. Both are available and can be purchased together at a discounted price

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
4/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2027

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: 3+ Zoned Heat
  • Cooling features: 3+ Zoned AC

Interior Area

  • Total structure area: 3,005
  • Total interior livable area: 3,005 sqft

Property

Details

  • Parcel number: 4200009000000017
  • Attached to another structure: Yes

Features

  • Stories: 4
  • Exterior features: Balcony

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,481$113,772
Home Insurance *$600$7,200
Property Taxes $2,390$28,680
Electricity $331$3,975
Total$12,802$153,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$438,925/yr
40% on housing$384,060/yr
45% on housing$341,386/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 07760$704
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07760$677
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$1,875,000

New Construction

AgentViktoria Adamov
BrokerageRealty One Group Central

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