112a James Avenue, Holly Ridge, NC, 28445
About This Home
Discover the perfect Surf City beach house just over 1 mile to award-winning beaches of Topsail Island! This fully furnished 2 Bedroom, 2 Bath home offers a thoughtfully designed living space and is move-in ready for a primary residence, second home, or vacation rental investment. Inside, you'll find an open and inviting layout featuring a bar height island, a built-in breakfast nook, and a full pantry, providing both style and functionality. The raised construction creates a spacious screened-in area below--ideal for outdoor entertaining, relaxing after a day at the beach, or enjoying the coastal breeze year-round. Location is one of this home's biggest highlights. Just minutes from the Surf City Pier, you'll also be close to popular local restaurants and breweries including High Tides Good Vibes and Salty Turtle Beer Company. Enjoy easy access to fishing, boating, shopping, dining, and everything that makes coastal North Carolina living so desirable. Whether you're searching for a Surf City vacation home, an investment property near Topsail Island, or a turnkey beach retreat, this home offers the location, lifestyle, and convenience buyers are looking for. Don't miss your opportunity to own a fully furnished coastal getaway in one of Surf City's most sought-after beach communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2014
Materials
- Foundation: Other,Pilings
- Roof: Architectural Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Washer,Refrigerator,Dryer
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Kitchen Island,Ceiling Fan(s),Furnished,Eat-in Kitchen
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 994
- Total interior livable area: 994 sqft
Property
Details
- Parcel number: 42353413400000
- Zoning: INCORP
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Patio,Screened
- Fencing: Partial,Wood
- Has view: Yes
- View description: None
- Frontage type: See Remarks
- Living area range: 800 - 999
Lot
- Lot size: 4,792 sqft
- Lot size dimensions: 34' x 134'
Parking
- Parking features: Covered
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Winter Weather
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pender County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $160 | $1,920 |
| Electricity | $200 | $2,405 |
| Total | $2,215 | $26,580 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $350,000 |
| 2026-08-13 | Listed for sale | $350,000 |
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