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245 Cliffwood St NW #13, Concord, NC, 28027

3beds
3baths
1,338sqft
$245,000
$183price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Completed new construction in Concord! The Lucas offers approximately 1,338 square feet with 3 bedrooms and 2.5 baths. An open Great Room flows into the Dining Area and Kitchen featuring quartz countertops and stainless steel appliances. Upstairs, the Primary Suite includes a private bath, while two secondary bedrooms provide flexible space for guests, work, or hobbies. Enjoy the comfort, energy efficiency, and low-maintenance benefits of a new townhome without the construction wait, conveniently located near shopping, dining, everyday services, and major routes throughout Concord and Cabarrus County.

Getting Around

19
WalkingCar-Dependent
18
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

6/10
7/10
6/10
West Cabarrus HighGrades 9-121.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Other

  • Builder model: Lucas TH 1340
  • Builder name: True Homes

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,338

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,338
  • Total interior livable area: 1,338 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 56108845050013
  • Zoning: C-2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Deck,Front Porch
  • Exterior features: Other - See Remarks

Lot

  • Lot size: 0.03 Acres

Parking

  • Parking features: On Street,Parking Lot,Parking Space(s)
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$74$888
Property Taxes $151$1,812
Electricity $200$2,405
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$184
Cabarrus County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$224,900
2026-08-06Price change$224,900
2026-08-02Listed for sale$245,000

New Construction

AgentKaylee Wilson
BrokerageTLS Realty LLC

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