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174 1/2 Grinnell St, New Bedford, MA, 02740

2beds
1baths
837sqft
$275,000
$329price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

Best value in New Bedford! Recently renovated and move-in ready, this home offers an incredible opportunity for first-time buyers or anyone looking for an affordable home without sacrificing quality. Featuring a great-sized eat-in kitchen, large living room, and well-sized bedrooms, there's plenty of space to enjoy. Major updates include a new roof, new windows, vinyl siding, and more, giving you peace of mind for years to come. Enjoy the convenience of off-street parking, and take advantage of the heated bonus room in the basement with its own private exterior entrance—perfect for a home office, guest space, gym, or additional living area. Conveniently located close to shopping, restaurants, schools, and highways, this home truly offers one of the best values in New Bedford. Don't miss your opportunity to make it yours!

Getting Around

83
WalkingVery Walkable
41
TransitSome Transit
57
BikeBikeable

Schools

3/10
Roosevelt Middle SchoolGrades 6-81.3 mi
1/10
New Bedford High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1875

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Microwave
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Bulkhead

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet
  • Finished area below ground: 420
  • Finished area above ground: 837

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 837
  • Total interior livable area: 837 sqft

Property

Details

  • Parcel number: 0360397
  • Zoning: RB

Features

  • Patio & porch: Porch
  • Exterior features: Porch
  • Waterfront features: Ocean,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 1,742 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$159$1,908
Property Taxes $236$2,832
Electricity $354$4,259
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$329This listing

vs Other Active Listings

Avg $/sqft

ZIP 02740$230
Bristol County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 02740$297
Bristol County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Contingent$275,000
2026-08-03Listed for sale$275,000

For Sale by Agent

AgentRussell Lavoie
BrokerageFreedom Realty Group LLC

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