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474 & 475 Gettysburg, Coatesville, IN, 46121

3beds
3baths
1,614sqft
$369,900
$229price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

Your private oasis at Heritage Lake awaits! This completely turnkey 3-bedroom, 2.5-bath home has been beautifully updated from top to bottom and sits on a spacious .74-acre double lot. With an entire second lot, there is incredible potential to build a large garage, workshop, guest space or create the outdoor retreat you have always imagined. A charming wraparound porch welcomes you into the spacious family room featuring custom built-in shelving, updated lighting and hardwood floors. The additional living room offers even more space to relax and includes a cozy wood pellet stove. The updated kitchen features stainless steel appliances, butcher block countertops and a large pantry. Upstairs, the primary suite includes a private bathroom and walk-in closet. Two additional bedrooms and a full bathroom provide plenty of space for family, guests or a home office. Outside, enjoy a large backyard and your own hidden wonderland beneath mature trees. There is room for bonfires, picnics, gardening, entertaining or simply relaxing in nature. Additional updates include a newer roof, fiber cement siding, fresh landscaping and numerous interior improvements, making this home truly move-in ready. Located in the sought-after Heritage Lake community, this home offers affordable lake living and a peaceful escape from city life. Enjoy boating, fishing, skiing, three beaches, walking trails, parks, playgrounds, pickleball and tennis courts, a clubhouse, activity center, pool, splash pad, new marina, Sahm's Haven restaurant, community events and summer concert series. Come experience the Heritage Lake lifestyle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
6/10
10/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Oven,Refrigerator,Washer,Water Heater

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedroom3

  • Level: Upper
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Family Room

  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Features

  • Ceiling Fan(s),Hardwood Floors,High Speed Internet,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,614
  • Total interior livable area: 1,614 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 77
  • Dimensions: 11x7

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Master Bedroom

  • Level: Upper
  • Area: 192
  • Dimensions: 16x12

Property

Details

  • Parcel number: 670624303051000004
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Wrap Around

Lot

  • Lot size: 0.74 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$207$2,484
Property Taxes $138$1,656
Electricity $184$2,212
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 46121$198
Putnam County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 46121$180
Putnam County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$369,900

For Sale by Agent

AgentHeather Ludlow
BrokerageGreene Realty, LLC

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