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2637 M-21, Saint Johns, MI, 48879

4beds
2baths
1,576sqft
$269,900
$171price/sqft
$1,941/moest. monthly cost
$77,640/yrincome needed

About This Home

Welcome to 2637 E M-21. This updated farm house offers 4 bedrooms and 2 full baths on a 1 acre country setting. 1 bedroom and one full bath on the main level with 3 additional bedrooms and a full bath upstairs. Enjoy your morning coffee or evenings relaxing on the large covered front porch. Close to downtown St. Johns and the highway for an easy commute, New well and septic in 2016!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Eureka SchoolGrades PK-56.5 mi
9/10
St. Johns Middle SchoolGrades 6-83.2 mi
6/10
St. Johns High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1936

Materials

  • Foundation: Combination
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Michigan

Bedroom2

  • Level: Second
  • Area: 156.24

Bedroom3

  • Level: Second
  • Area: 117.8

Bedroom4

  • Level: Second
  • Area: 139.2

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 188.48

Features

  • Flooring: Combination
  • Finished area below ground: 0
  • Finished area above ground: 1,576

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,252
  • Total interior livable area: 1,576 sqft

Kitchen

  • Level: First
  • Area: 127.72000000000001

Laundry

  • Level: First
  • Area: 85.36

Living Room

  • Level: First
  • Area: 326.40000000000003

Master Bedroom

  • Level: First
  • Area: 184.84099999999998

Property

Details

  • Parcel number: 03001140002200
  • Zoning description: Zoning
  • Foundation area: 676

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Porch

Lot

  • Lot size: 1 Acres
  • Features: Back Yard,Front Yard
  • Lot size dimensions: 170 x 250

Parking

  • Parking features: Circular Driveway,Detached,Driveway,Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters in Clinton County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$122$1,464
Property Taxes $267$3,204
Electricity $188$2,259
Total$1,941$23,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,548/yr
40% on housing$58,230/yr
45% on housing$51,760/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 48879$159
Clinton County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 48879$144
Clinton County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$269,900
2026-08-03Listed for sale$269,900

For Sale by Agent

AgentBradley Frary
BrokerageRE/MAX Real Estate Professionals

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