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11151 Us Highway 2, Naubinway, MI, 49762

5beds
1baths
1,848sqft
$195,000
$106price/sqft
$1,369/moest. monthly cost
$54,760/yrincome needed

About This Home

Escape to the beauty of Michigan's Upper Peninsula! This spacious 5-bedroom, 1+ bath home (with a second bath currently in progress) sits on 2 acres with easy access to LAKE MICHIGAN, a beautiful bay is right down the trail from your back yard. Inside, you'll find hardwood floors, warm tongue-and-groove accents, and plenty of storage. Relax on the front porch, covered patio in back, or enjoy the convenience of a heated 2-stall attached garage and paved driveway. Outdoor enthusiasts will love the trail off of Frasier St. that leads to the sandy beach of Lake Michigan, the nearby hunting, fishing, snowmobiling, and ATV trails. Whether you're looking for a year-round residence, vacation retreat, rental income, weekend getaway, this property offers the perfect blend of comfort and adventure.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Engadine SchoolsGrades PK-127.2 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1938

Materials

  • Foundation: Crawl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Washer,Refrigerator,Dryer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood
  • Finished area above ground: 1,848

Heating

  • Heating features: Propane,Wood,Wood Stove

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Property

Details

  • Parcel number: 00402200900 & 00400200920
  • Special condition: Estate

Features

  • Stories: 2
  • Patio & porch: Patio/Porch
  • On waterfront: Yes
  • Frontage type: None

Lot

  • Lot size: 2.08 Acres
  • Lot size dimensions: 150 x 300

Parking

  • Parking features: Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Mackinac County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$43$516
Property Taxes $139$1,668
Electricity $201$2,418
Total$1,369$16,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,937/yr
40% on housing$41,070/yr
45% on housing$36,506/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 49762$201
Mackinac County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 49762
Mackinac County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$195,000
2026-08-03Listed for sale$195,000

For Sale by Agent

AgentRuthann Cantile
BrokerageCOLDWELL BANKER SCHMIDT CHEBOYGAN

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