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21947 74th Avenue #A1, Oakland Gardens, NY, 11364

2beds
1baths
800sqft
$385,000
$481price/sqft
$2,510/moest. monthly cost
$100,400/yrincome needed

About This Home

Great Opportunity To Own This First Floor Unit With Desirable Courtyard Location!Spacious First-Floor Two-Bedroom, One-Bathroom , Hardwood Floors, Washer in unit for Convenience, Den ,Bedrooms With Nice Size Closets, Granite Counter Tops, Stainless Steel Appliances, Den and Parking Spaces. Pet Friendly Community! Enjoy easy access to top-rated schools, shops, restaurants, and public transportation Maintenance Fee Includes Heat, Gas, Water, Property Tax, Garbage Removal, Ground Maintenance. Pet Friendly and NO flip tax ! Minimum downpayment required is 20% and Debt to income ratio must not exceed 30%. Current income must be $85,000.00 minimum per person and $140,000.00 per couple

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

9/10
10/10
4/10

Construction

Condition

  • Property condition: Actual
  • Year built: 1950

Materials

  • Construction materials: Brick

Notable Dates

  • Major remodel year: 1952

Type & Style

  • Home type: Cooperative
  • Architectural style: Garden
  • Property subType: Stock Cooperative,Residential

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Washer
  • Laundry features: Washer/Dryer Hookup,In Kitchen

Bathroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First

Features

  • First Floor Bedroom,Eat-in Kitchen,Granite Counters,Pantry,Master Downstairs
  • Flooring: Hardwood
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 800
  • Total interior livable area: 800 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0773900030021904700LOWER
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Exterior features: Courtyard

Lot

  • Features: Front Yard,Garden,Near Public Transit,Near School,Near Shops

Parking

  • Total spaces: 2
  • Parking features: Common,On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Queens County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$78$936
Property Taxes $240$2,880
Electricity $246$2,954
Total$2,510$30,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,057/yr
40% on housing$75,300/yr
45% on housing$66,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$481This listing

vs Other Active Listings

Avg $/sqft

ZIP 11364$385
Queens County$533

vs Homes Sold Last Month

Median $/sqft

ZIP 11364$737
Queens County$600

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Price change$365,000
2026-03-06Listed for sale$385,000

For Sale by Agent

AgentHeather I. Saal
BrokerageSignature Premier Properties

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