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12218 Fm 1615, Athens, TX, 75752

2beds
2baths
1,600sqft
$89,000
$56price/sqft
$833/moest. monthly cost
$33,320/yrincome needed

About This Home

Investment opportunity on approximately 0.61 acres in Athens! This approximately 1,600 sq ft, 2-bedroom, 2-bath home offers a solid foundation for an investor looking for a value-add property. The home features HardiePlank siding, a metal roof with no reported leaks, copper plumbing, good electrical panel and wiring, and a slab foundation. City water and septic are in place. Window-unit HVAC and single-pane windows provide opportunities for future improvements and potential rental appeal. The existing 2-bedroom, 2-bath floor plan and generous lot offer flexibility for renovation, rental, resale, or other investment strategies. Owner occupied but will be vacant at closing. Bring your vision and explore the possibilities this property offers!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
4/10
Athens Middle SchoolGrades 6-87.0 mi
3/10
Athens High SchoolGrades 9-129.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Concrete Based Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Microwave,Electric Water Heater

Bathroom

  • Features: Shower/Tub

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other/See Remarks,Ductless
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Features: Kitchen/Eating Combo,Breakfast Bar

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: None

Lot

  • Lot size: 0.61 Acres

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$73$876
Property Taxes $72$864
Electricity $238$2,859
Total$833$9,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,560/yr
40% on housing$24,990/yr
45% on housing$22,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$56This listing

vs Other Active Listings

Avg $/sqft

ZIP 75752$265
Henderson County$217

vs Homes Sold Last Month

Median $/sqft

ZIP 75752$200
Henderson County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$89,000
2026-08-03Listed for sale$89,000

For Sale by Agent

AgentPamela Jones
BrokerageNational Agent Network

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