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LOT 8 Federal Ferry Cir, Vonore, TN, 37885

3beds
2baths
1,620sqft
$399,900
$247price/sqft
$2,609/moest. monthly cost
$104,360/yrincome needed

About This Home

UNDER CONSTRUCTION - The exterior and interior photos are of a model home that looks very similar to the subject property. New construction in Citico, a resort-style neighborhood coming soon to Vonore, TN, minutes from Tellico Lake! This Citico floor plan offers 3 bedrooms, 2 bathrooms, and 1,620 square feet of low-maintenance living with 9-foot ceilings that open up the space, solid wood cabinets built to last, easy-care luxury plank flooring, and a 2-car garage for extra storage and convenience. The kitchen comes equipped with a Samsung stainless steel appliance package, while SmartComfort by Carrier heating and air keeps the home efficient and comfortable year round, backed by a 5-Year Home Buyer Protection Plan for added peace of mind. Homeowners will enjoy full access to upscale amenities designed for an active, connected lifestyle, including a clubhouse (slated for completion summer 2027), fitness center, resort-style pool, pickleball courts, and walking trails. Just 30 minutes from Knoxville, close to Tellico Lake and area golf courses, this neighborhood puts both relaxation and recreation within easy reach.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
Vonore Elementary SchoolGrades PK-40.3 mi
7/10
Vonore Middle SchoolGrades 5-80.5 mi
5/10
Sequoyah High SchoolGrades 9-125.6 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Stone,Block,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-In Closet(s),Cathedral Ceiling(s),Eat-in Kitchen
  • Flooring: Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Heat Pump,Electric
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,620
  • Total interior livable area: 1,620 sqft

Property

Details

  • Parcel number: 028O F 021.00

Features

  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 8,712 sqft
  • Features: Rolling Slope

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Strong Wind
Cold Wave
Earthquake
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $283$3,396
Property Taxes $129$1,548
Electricity $175$2,103
Total$2,609$31,308

Income You'd Need if You Spent...

35% on housing$89,451/yr
40% on housing$78,270/yr
45% on housing$69,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$278
Monroe County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$409,900

For Sale by Agent

AgentWill Householder
BrokerageTellico Realty, Inc.

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