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352 Totowa Ave, Paterson, NJ, 07502

4beds
2baths
1,476sqft
$548,000
$371price/sqft
$4,186/moest. monthly cost
$167,440/yrincome needed

About This Home

Investor's dream or owner-occupant opportunity welcome to 352 Totowa Avenue in Paterson's Totowa Section! This two-family home offers real flexibility: rent both units for strong cash flow, or move into one and let tenant income help cover your mortgage. Enjoy close proximity to the historic Paterson Great Falls, easy access to major highways for commuters heading to NYC or to the American Dream Mall for shopping and entertainment, and a location in a sought-after school district close to local shops and restaurants. Best of all, the property will be delivered VACANT at closing move in or place your own tenants right away. A rare find in a high-demand rental corridor!

Getting Around

91
WalkingWalker's Paradise
53
TransitGood Transit
51
BikeBikeable

Schools

5/10
School 5Grades K-50.2 mi
4/10
Joseph A. Taub SchoolGrades 6-80.4 mi
1/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Exhaust Fan,Range/Oven - Gas,Refrigerator,Kitchen Exhaust Fan

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Room,Eat-in Kitchen,Living Room,Master Bedroom,Storage,Bedrooms,Eat-In Kitchen,Ceiling Fan(s)
  • Window features: Blinds

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: 3 Units,Window Unit(s)

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Property

Details

  • Parcel number: 2508014030000000100000
  • Exclusions: All personal property

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,613 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,770$33,240
Home Insurance *$191$2,292
Property Taxes $1,032$12,384
Electricity $193$2,318
Total$4,186$50,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,520/yr
40% on housing$125,580/yr
45% on housing$111,626/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 07502$289
Passaic County$341

vs Homes Sold Last Month

Median $/sqft

ZIP 07502$333
Passaic County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$548,000

For Sale by Agent

AgentGabrielle Roldan
BrokerageHalo Realty Properties Llc

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