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32741 N Lakes Trl Unit 15D, Lindstrom, MN, 55045

2beds
1baths
507sqft
$79,000
$156price/sqft
$674/moest. monthly cost
$26,960/yrincome needed

About This Home

Welcome to Unit 15D at Hillcrest Park, featuring a beautifully maintained 2020 Forest River Wildwood Lodge situated on a spacious seasonal lot in one of the area's most sought-after recreational communities. This well-kept unit offers a modern, comfortable interior with an inviting open layout, providing the perfect space to relax after a day on the lake or entertain family and friends. Step outside onto the maintenance free deck, an ideal spot for grilling, gathering, or simply enjoying the peaceful surroundings. The unit and lot have been exceptionally cared for, making this a true move-in-ready seasonal retreat. Hillcrest Park spans 23 scenic acres and offers approximately 500 feet of frontage on beautiful North Center Lake. Owners enjoy access to fantastic amenities including a private boat launch, sandy beach, lodge/game room, and nearby dining, with endless opportunities for boating, fishing, swimming, and making lasting summer memories. Whether you're searching for a weekend getaway or your own seasonal escape, Unit 15D offers an excellent opportunity to enjoy everything Hillcrest Park has to offer in a low-maintenance, welcoming community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
8/10

Construction

Condition

  • Year built: 2020

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 507

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 507
  • Total interior livable area: 507 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00015000
  • On leased land: Yes
  • Lease amount: 320
  • Zoning description: Other
  • Foundation area: 507

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: East
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Elevation(26-40),Lake Bottom(Sand,Soft)
  • Frontage length: Water Frontage: 500

Lot

  • Lot size: 2,700 sqft
  • Lot size dimensions: 60 x 45 x 60 x 45

Parking

  • Parking features: Asphalt,Guest,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters in Chisago County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance *$38$456
Property Taxes $67$804
Electricity $170$2,050
Total$674$8,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,108/yr
40% on housing$20,220/yr
45% on housing$17,973/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 55045$181
Chisago County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 55045$240
Chisago County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$79,000

For Sale by Agent

AgentAbraham Olson
BrokerageRealty Executives Top Results

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