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38706 River Rd, Dade City, FL, 33525

3beds
3baths
1,500sqft
$449,000
$299price/sqft
$3,300/moest. monthly cost
$132,000/yrincome needed

About This Home

Discover the peaceful Florida lifestyle at this beautifully situated 3 bedroom 3 bath stilt home on River Road, one of Dade City’s most scenic and sought-after locations just minutes from the Withlacoochee River State Park. Surrounded by rolling hills, mature trees, and the quiet charm that defines East Pasco and the downtown Dade City area, this home offers the perfect blend of privacy, comfort, and convenience. Step inside to find a warm, inviting interior with an open layout designed for easy living and effortless entertaining. Large windows fill the home with natural light while offering tranquil views of the surrounding landscape. Whether you’re enjoying a cozy evening indoors or hosting friends and family, or enjoying the evening sunsets from the elevate front or side porch. Outside, the property truly shines. The spacious yard provides room to roam, garden, or simply relax under the shade of old Florida oaks. With plenty of space for outdoor living, hobbies, or future enhancements, the possibilities are endless. River Road’s peaceful setting makes every sunrise and sunset feel like a retreat. Located just minutes from downtown Dade City, you’ll enjoy quick access to local shops, restaurants, festivals, and the historic charm the area is known for. Easy proximity to major highways keeps Tampa, Wesley Chapel, and Lakeland within comfortable reach—while still allowing you to come home to the quiet, country feel you love. If you’re looking for a property that offers space, serenity, and the authentic Dade City lifestyle, this River Road gem is ready to welcome you home.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Pasco Elementary SchoolGrades PK-51.7 mi
3/10
Centennial Middle SchoolGrades 6-84.7 mi
3/10
Pasco High SchoolGrades PK,9-1212.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Slab,Raised
  • Roof: Metal
  • Construction materials: Metal Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Purifier,Water Softener
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom1

  • Level: First

Bathroom2

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 2624210000011000000
  • Zoning: AR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Porch,Side Porch
  • Fencing: Vinyl,Wood
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges

Lot

  • Lot size: 1.63 Acres
  • Features: Conservation Area,In County,Level

Parking

  • Total spaces: 2
  • Parking features: Covered,Ground Level,Under Building
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance *$317$3,804
Property Taxes $516$6,192
Electricity $197$2,366
Total$3,300$39,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,142/yr
40% on housing$99,000/yr
45% on housing$88,000/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$299This listing

vs Other Active Listings

Avg $/sqft

ZIP 33525$171
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33525$195
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-06Listed for sale$449,000
2022-10-24Listing removed--
2022-06-10Sold$322,800
2022-06-04Pending sale$280,000
2022-06-04Listing removed--
2021-08-26Pending sale$280,000
2021-08-23Listed for sale$280,000
2021-05-25Pending sale$280,000
2021-05-24Listing removed--
2021-04-01Price change$280,000
2020-11-24Listed for sale$265,000
2011-05-25Sold$23,000

For Sale by Agent

AgentAaron Tadlock
BrokerageCOLDWELL BANKER REALTY

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