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64 Amherst Ln #A, Monroe Township, NJ, 08831

1beds
1baths
588sqft
$175,000
$298price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Welcome to peaceful, low-maintenance living in Rossmoor, Monroe Township's premier gated 55+ adult community! This charming stand-alone single-level ranch unit at 64A Amherst Lane offers total privacy with no shared walls, combined with the ease of co-op living. ​Key Features & Highlights: ​Detached Single-Level Layout: Enjoy the privacy and feel of a standalone single-family home with zero steps for true one-level accessibility. ​Bright Living Space: Open and inviting living area filled with natural light, perfect for relaxing or entertaining. ​Comfortable Bedroom & Full Bath: Generously sized bedroom with ample closet space and a full bathroom. ​Functional Kitchen: Efficient layout featuring standard appliances, adequate cabinet storage, and functional workspace. ​Covered Carport Parking: Includes dedicated covered carport parking just steps from your front door. ​Rossmoor Community & Amenities: Designed with historic New England charm, Rossmoor is a gated neighborhood offering resort-style living: ​18-hole championship golf course right inside the community ​30,000 sq. ft. clubhouse with ballroom, library, woodworking shop, and art/hobby rooms ​Heated Olympic-size outdoor pool, hot tub, and sundeck ​Fitness center, tennis courts, bocce, shuffleboard, and active social clubs ​On-site health center with a nurse and community shuttle bus service ​Superb location right off NJ Turnpike Exit 8A, near healthcare, shopping, and dining. ​HOA/ Maintenance Fee Includes: Real estate taxes, water, sewer, exterior building maintenance, lawn care, snow removal, trash collection, basic cable, and full access to community facilities.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
8/10
6/10
Monroe Twp High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Cooperative
  • Architectural style: Ranch
  • Property subType: Stock Cooperative

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range/Oven,Refrigerator,Range,Washer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Basement: Slab Only

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1 Bedroom,Kitchen,Living Room,Bath Main,None
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 588
  • Total interior livable area: 588 sqft

Kitchen

  • Features: Breakfast Bar, Pantry

Property

Details

  • Parcel number: UNKNOWN
  • Zoning: Res

Features

  • Levels: One, Ground Floor
  • Stories: 1
  • Pool features: Outdoor Pool,Indoor
  • Patio & porch: Patio
  • Exterior features: Patio,Door(s)-Storm/Screen,Sidewalk

Lot

  • Features: Dead - End Street
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Detached Carport,1 Car Width,See Remarks,Covered
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$59$708
Property Taxes $290$3,480
Electricity $193$2,318
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 08831$272
Middlesex County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 08831$288
Middlesex County$345

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Listed for sale$175,000

For Sale by Agent

AgentQIZHAN JACK YAO
BrokerageREALMART REALTY LLC

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