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186 Ethel Ln #20, Statesville, NC, 28625

3beds
2baths
1,388sqft
$327,500
$236price/sqft
$2,145/moest. monthly cost
$85,800/yrincome needed

About This Home

This custom-built ranch offers the perfect blend of modern finishes, timeless farmhouse style, and peaceful country living. The thoughtfully designed open floor plan, complemented by a light, neutral color palette, creates a bright, inviting space that is both elegant and functional. Situated on a spacious half-acre lot surrounded by mature trees, the property provides plenty of room for outdoor entertaining, recreation, or future enhancements - with no HOA. Tucked away in the cul-de-sac of Wood Rose Park, just off Scotts Creek Road, this home offers the ideal balance of privacy and convenience. Located in the West Iredell High School district, 186 Ethel Lane is just one mile from NC Highway 115 and only four miles from the shopping, dining, and amenities of downtown Statesville. Seller incentives: The owner is offering $5,000 in closing cost assistance with an acceptable offer, providing buyers with additional savings at closing. For added peace of mind, the home will also include a 1-year American Home Shield Home Warranty for the buyer. Please note: The listing photos are AI-generated renderings intended to accurately represent the home's planned exterior finishes. Decorative items, props, and landscaping beyond the front of the home are for illustrative purposes only and are not included. Cabinet colors and fixtures shown continue throughout the home unless otherwise noted. Completion Date: August 31, 2026.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

3/10
3/10
2/10
West Iredell High SchoolGrades 9-124.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Other

  • Builder model: 24443
  • Builder name: LCS Construction, LLC.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Mud Room

Bathroom Full

  • Features: Storage,Walk-In Closet(s)
  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Laminate
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,388

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Kitchen

  • Features: Ceiling Fan(s),Kitchen Island,Storage
  • Level: Main

Living Room

  • Features: Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom
  • Level: Main
  • Area: 192
  • Dimensions: 16' 0" X 12' 0"

Property

Details

  • Parcel number: 4726904499
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.55 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,656$19,872
Home Insurance *$131$1,572
Property Taxes $158$1,896
Electricity $200$2,405
Total$2,145$25,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,542/yr
40% on housing$64,350/yr
45% on housing$57,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 28625$165
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28625$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$327,500
2026-08-03Listed for sale$327,500

New Construction

AgentSolomon Shumaker
BrokerageHenderson Properties

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