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43 Jake Rd #33, Thoreau, NM, 87323

1beds
1baths
230sqft
$120,000
$522price/sqft
$889/moest. monthly cost
$35,560/yrincome needed

About This Home

There are places you visit... and then there are places that help you remember what life feels like when it slows down. Welcome to 43 Jake Road, a handcrafted off-grid cabin tucked away on 5.57 private acres overlooking the breathtaking landscape surrounding Bluewater. Here, the sounds of traffic are replaced by birdsong, the evening news is replaced by spectacular sunsets, and the night sky reminds you just how many stars you've been missing. Built in 2024, this thoughtfully crafted cabin offers a warm blend of rustic charm and modern comfort. Beautiful pine walls, custom woodwork, a handcrafted live-edge countertop, and a cozy wood-burning stove create a space that immediately feels inviting. Large windows frame the surrounding landscape, bringing the outdoors inside and reminding you why you came. Step onto the spacious front deck with your morning coffee and watch the sunrise paint the mesas in shades of gold. Spend your afternoons exploring nearby Bluewater Lake State Park, known for exceptional fishing, kayaking, hiking, wildlife viewing, and outdoor recreation. When the day winds down, return home to the peace and quiet that only an off-grid retreat can provide. Powered by an owned solar system with propane utilities and hauled water, this cabin was designed for comfortable, self-sufficient living. The cooktop, refrigerator, and the equipment needed to make the cabin livable are included, allowing the next owner to begin enjoying the property immediately. Whether you're looking for a weekend getaway, a hunting basecamp, an artist's retreat, a vacation rental opportunity, or simply a place to disconnect from the constant demands of everyday life, this property offers something becoming increasingly difficult to find-true peace and privacy. There is no HOA, horses are welcome, and the surrounding acreage provides room to explore, relax, and reconnect with nature. Sometimes the greatest luxury isn't more space... It's more quiet. Come experience 43 Jake Road and discover what it feels like to leave the noise behind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Thoreau Elementary SchoolGrades PK-55.5 mi
6/10
Thoreau Middle SchoolGrades 6-86.4 mi
4/10
Thoreau High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Metal,Pitched
  • Construction materials: Frame,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Cabin

Interior

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 230

Heating

  • Heating features: Wood Stove

Interior Area

  • Total structure area: 230
  • Total interior livable area: 230 sqft

Property

Details

  • Parcel number: R147389

Features

  • Exterior features: Horses Allowed,Deck
  • Fencing: Barbed Wire
  • Topography of land: Barbed Wire
  • Residential vegetation: Native/Natural

Lot

  • Lot size: 5.57 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters in McKinley County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$101$1,212
Property Taxes $34$408
Electricity $148$1,780
Total$889$10,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,480/yr
40% on housing$26,670/yr
45% on housing$23,706/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 12.1%
12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$522This listing

vs Other Active Listings

Avg $/sqft

ZIP 87323$69
McKinley County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 87323$92
McKinley County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$120,000

For Sale by Agent

AgentJason Valentine
BrokerageColdwell Banker High Desert Realty

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