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3949 State Highway 124, Harrisburg, MO, 65256

5beds
3baths
3,700sqft
$869,000
$235price/sqft
$5,593/moest. monthly cost
$223,720/yrincome needed

About This Home

Escape to your own private paradise with this stunning, completely remodeled log cabin nestled on 5 peaceful acres in the heart of the countryside. Offering the perfect blend of rustic charm and modern comfort, this exceptional property features 5 spacious bedrooms, 3 beautifully updated bathrooms, and breathtaking views in every direction. The centerpiece of the property is a picturesque pond, creating a serene setting for relaxing evenings, fishing, or simply enjoying the beauty of nature from your own backyard. Whether you're sipping coffee on the porch or entertaining family and friends, this property offers the privacy and tranquility you've been searching for. Adding incredible value is the impressive 2,760-square-foot shouse, providing endless possibilities. Use it as a workshop, home-based business, hobby space, additional storage, guest quarters, or customize it to fit your lifestyle. The flexibility of this space makes it ideal for entrepreneurs, outdoor enthusiasts, or anyone needing extra room. Inside the log cabin, you'll find a thoughtfully redesigned interior featuring modern finishes while preserving the warmth and character of country living. The spacious layout is perfect for large families, entertaining guests, or creating your dream forever home. Whether you're looking for a peaceful country escape, a hobby farm, or a versatile property with room to grow, this one-of-a-kind estate delivers it all. Property Highlights: Completely remodeled log cabin 5 bedrooms | 3 full bathrooms 5 private acres Beautiful stocked pond with scenic views 2,760-square-foot shouse with endless possibilities Peaceful country setting with exceptional privacy Move-in ready with modern updates and timeless rustic charm This rare property combines comfort, functionality, and natural beauty--offering the country lifestyle you've always dreamed of while remaining convenient to nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

7/10
3/10
Harrisburg Middle SchoolGrades 6-81.8 mi
8/10
Harrisburg High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1980

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Electric

Features

  • Quartz Counters
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Upper

Half Bathroom

  • Level: Main

Interior Area

  • Total structure area: 3,700
  • Total interior livable area: 3,700 sqft

Property

Details

  • Parcel number: 102009000000002070

Features

  • Patio & porch: Covered,Concrete,Back,Deck,Front Porch

Lot

  • Lot size: 5.62 Acres

Parking

  • Parking features: Detached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Drought
Ice Storm
Landslide
Strong Wind

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,394$52,728
Home Insurance *$534$6,408
Property Taxes $383$4,596
Electricity $282$3,390
Total$5,593$67,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,760/yr
40% on housing$167,790/yr
45% on housing$149,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -5.7%
-5.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 65256$189
Howard County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 65256$223
Howard County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Listed for sale$869,000

For Sale by Agent

AgentLarissa Merritt
BrokerageWeichert, Realtors - House of Brokers

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