




315 Donahue Beach Dr, Bay City, MI, 48706
About This Home
Private Beach • Saginaw Bay Waterfront • 4 Bed • 2 Bath • Totally Rebuilt— nestled between the kawkawlin and Saginaw River Wake up to breathtaking views of the Saginaw Bay in this beautifully rebuilt 4-bedroom, 2-bathroom waterfront home. Every inch of this property has been thoughtfully updated, making it truly move-in ready. Situated on a 0.25-acre lot with a private beach, this home features a steel seawall and composite stairs leading directly to the sandy shoreline. Whether you’re enjoying your morning coffee or watching the sunset over the bay, the outdoor spaces are designed to take full advantage of the incredible waterfront setting. This home has been totally rebuilt from top to bottom, including: * All-new roof and gutters * All-new siding and windows * All-new exterior doors and solid-core interior doors * Completely rewired electrical system with new electrical panels serving both the main floor and second level * All-new flooring and walls * Brand-new custom kitchen with granite countertops throughout-granite bathroom vanity tops * Two large double sided custom walk-in tiled showers (no tubs) * Brand-new furnace and ac * Brand-new on-demand hot water heater * All-new stainless steel appliances * Brand-new washer and dryer The functional layout includes: * 4 Bedrooms | 2 Full Bathrooms * Main Level: 1 bedroom, 1 full bathroom, spacious living areas, and a bedroom with a private door wall leading to a private deck. * Second Level: 3 bedrooms, 1 full bathroom, plus a private exterior deck and staircase off one of the bedrooms. * Large patio doors on the waterfront side open to a patio overlooking the bay. * Rear deck off the roadside entrance leading to the back door. * Large closets throughout. To help buyers better visualize the space, we have also included AI-staged furniture images to showcase how the home can look fully furnished and to help bring out the warmth, scale, and potential of each room. Outside, you’ll enjoy your own private beach, a steel seawall, composite beach stairs, and multiple outdoor living spaces designed to take full advantage of the incredible waterfront views. The property also includes a small storage shed near the driveway. There is no garage. This stunning home will be completed in just TWO WEEKS! Don’t miss your opportunity to be among the first to tour this totally rebuilt waterfront home before it officially hits the market. If you’ve been searching for a turnkey home on the Saginaw Bay with breathtaking views, private waterfront living, and high-end finishes, this is one you won’t want to miss. We are looking for serious buyers who are ready to own a beautiful waterfront home. To respect everyone’s time and privacy, proof of funds for cash buyers or a current mortgage pre-approval letter for financed buyers is required before a private showing will be scheduled. For Sale By Owner – We are not interested in working with Realtors at this time. ASKING $565,000 FIRM To schedule your private showing, contact Melissa at (989) 209-4097.
Getting Around
Schools
Construction
Condition
- Year built: 1912
Type & Style
- Home type: SingleFamily
Interior
Basement
- Basement: Basement (not specified)
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Interior Area
- Total interior livable area: 2,080 sqft
Property
Lot
- Lot size: 0.25 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Bay County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,856 | $34,272 |
| Home Insurance * | $340 | $4,080 |
| Property Taxes | $616 | $7,392 |
| Electricity | $226 | $2,722 |
| Total | $4,038 | $48,456 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Listed for sale | $565,000 |
