




3443 Gamber Rd, Finksburg, MD, 21048
About This Home
Welcome to one of Finksburg's most extraordinary private estates, offering almost 14,000 square feet of beautifully finished living space between the magnificent main residence and a beautifully appointed in-law residence above the detached three-car garage. Expertly custom designed and built in 2024, this exceptional 20-acre estate blends timeless modern farmhouse architecture, luxurious finishes, resort-inspired amenities, and thoughtfully designed spaces for grand entertaining, multigenerational living, and everyday comfort. A long private drive leads to the striking main residence, where split faced brick, board-and-batten siding, black-framed windows, architectural metal roof accents, and expansive covered porches create an unforgettable first impression. Inside, a dramatic foyer welcomes you with a private office and elegant powder room before opening into spacious living areas filled with natural light. At the heart of the home is a spectacular gourmet kitchen featuring premium appliances, abundant custom cabinetry, an oversized center island, and an expansive butler's pantry designed for effortless entertaining. An oversized dining room, large playroom, mudroom, generous storage throughout, and laundry rooms on every level provide exceptional functionality. The upper level offers five spacious ensuite bedrooms, each featuring a private bathroom and walk-in closet. The luxurious owner's retreat serves as a private sanctuary with vaulted ceilings, a private balcony overlooking the estate, an oversized walk-in closet, and a spa-inspired marble bathroom featuring a 42" x 72" soaking tub, oversized walk-in shower with rainfall showerhead and body sprays, and designer finishes throughout. An oversized laundry room, generous linen storage, and a dedicated barber shop complete the upper level. The fully finished lower level is designed for recreation, wellness, and entertainment, featuring an expansive recreation room, private home theater, dedicated fitness center with adjoining sauna, two additional ensuite bedrooms, an additional half bath, abundant storage, and a secure underground bunker. Outdoor living is equally impressive, with an expansive composite deck overlooking the private, tree-lined backyard, covered patio spaces, open lawn, fenced yard, children's play area, private pond, and mature trees creating an exceptional balance of privacy and usable outdoor space. Complementing the main residence is an architecturally matching detached three-car garage with a beautifully finished in-law residence above, offering remarkable flexibility for extended family, guests, or private accommodations. The main level includes a spacious flex room currently utilized for storage, while the upper level offers two additional bedrooms, including a private ensuite, an additional full bath, spacious living areas, a full kitchen, private laundry, and radiant heated floors throughout. Designed for long-term comfort and efficiency, the estate is equipped with a full-house generator, four HVAC systems—including a dedicated system for the primary suite and separate systems serving the main and lower levels—private well, 3,000-gallon propane storage, dry well tanks, propane-powered HVAC and water heaters, and radiant heated flooring throughout the detached residence. Properties of this caliber are exceptionally rare. Combining over 14,000 square feet of custom-designed living space, two beautifully appointed residences, luxury amenities rarely found in today's market, and a spectacular 20-acre setting, 3443 Old Gamber Road represents a once-in-a-generation opportunity to own one of Finksburg's premier custom-built estates.
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 2024
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle,Metal
- Construction materials: Brick,HardiPlank Type
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Energy Efficient Appliances,Exhaust Fan,Extra Refrigerator/Freezer,Freezer,Ice Maker,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Stainless Steel Appliance(s),Washer,Water Treat System,Gas Water Heater
- Laundry features: Upper Level,Main Level,Lower Level
Basement
- Has basement: Yes
- Basement: Finished,Connecting Stairway,Heated,Improved,Interior Entry,Exterior Entry
Bedrooms & Bathrooms
- Bedrooms: 10
- Bathrooms: 12
- Full bathrooms: 9
- 1/2 bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- 2nd Kitchen,Additional Stairway,Soaking Tub,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Built-in Features,Butlers Pantry,Ceiling Fan(s),Chair Railings,Combination Dining/Living,Crown Molding,Curved Staircase,Dining Area,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Sauna,Upgraded Countertops,Walk-In Closet(s),Bar,9'+ Ceilings,Dry Wall,2 Story Ceilings
- Flooring: Marble,Carpet
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area above ground: 13,898
Heating & Cooling
- Heating features: Forced Air,ENERGY STAR Qualified Equipment,Propane
- Cooling features: Central Air,Zoned,Multi Units,Electric
Interior Area
- Total structure area: 13,898
- Total interior livable area: 13,898 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 0704431694
- Zoning: CONSE
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Deck,Patio
- Exterior features: Lighting,Lawn Sprinkler,Play Area
- Has view: Yes
- View description: Trees/Woods,Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 20 Acres
- Features: Backs to Trees,Front Yard,Landscaped,Pond,Private,Secluded,Wooded
Parking
- Total spaces: 27
- Parking features: Storage,Built In,Covered,Garage Faces Side,Inside Entrance,Asphalt,Circular Driveway,Private,Attached,Detached,Driveway
- Has garage: Yes
- Attached garage spaces: 7
- Covered spaces: 7
- Has uncovered spaces: Yes
- Uncovered spaces: 20
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Winter Weather
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $21,237 | $254,844 |
| Home Insurance * | $1,358 | $16,296 |
| Property Taxes | $3,045 | $36,540 |
| Electricity | $1,770 | $21,248 |
| Total | $27,410 | $328,920 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Listed for sale | $4,200,000 |
