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5220 Route 23 #229, Windham, NY, 12496

1beds
1baths
435sqft
$199,000
$457price/sqft
$1,626/moest. monthly cost
$65,040/yrincome needed

About This Home

Rare Turnkey Income Producer! 2nd-Floor Winwood End Unit with Ski Slope Views Welcome to The Winwood, where affordability meets premium four-season Catskills living. This unique and well-appointed second-floor end unit condominium offers one of the most accessible and value-packed opportunities to own in the highly desirable Windham market. Whether you are searching for a carefree weekend retreat, a smart full-time mountain residence, or a high-yielding investment property, this rare turnkey gem delivers location, lifestyle, and proven income potential. The Residence: Step inside this premium end unit to discover a relaxed, sun-drenched layout designed for effortless living. The bright, comfortable living area flows seamlessly to your own private balcony, where you can sip your morning coffee or unwind with an evening beverage while taking in breathtaking, picturesque views of Windham's ski slopes. Exclusive Mountain Perks: Winwood owners and guests enjoy top-tier convenience, including: Guaranteed lift tickets to the mountain. Free shuttle service directly to the ski slopes. On-site parking equipped with Tesla EV charging stations. Resort-Style Amenities: The Winwood offers an impressive collection of on-site amenities rarely found at this price point. Just outside your door, enjoy a refreshing outdoor saltwater pool and a community firepit for cool mountain nights, a fully equipped fitness center to keep you active, a private on-site movie theater and a dedicated game room, plus convenient coin-operated laundry facilities. The Location: Positioned perfectly for four-season adventure, you are just a short, scenic stroll from town. Immerse yourself in everything the local area has to offer, from championship golf courses and alpine hiking/biking trails to local farmers' markets, antique shopping, and fabulous dining. Value, location, and a turnkey income stream come together perfectly here. Welcome home to your ultimate mountain getaway!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Electric Cooktop,Dishwasher
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Multi Units

Features

  • Flooring: Carpet,Ceramic Tile,Stone
  • Finished area below ground: 0
  • Finished area above ground: 435

Interior Area

  • Total structure area: 435
  • Total interior livable area: 435 sqft

Property

Details

  • Parcel number: 78.19423
  • Attached to another structure: Yes
  • Zoning: 01

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Other
  • Has view: Yes
  • View description: Mountain(s),Other

Lot

  • Lot size: 435.60 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Tornado
Winter Weather

FEMA Declared Disasters in Greene County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$144$1,728
Property Taxes $230$2,760
Electricity $246$2,954
Total$1,626$19,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,748/yr
40% on housing$48,780/yr
45% on housing$43,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.6%
2.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -4.4%
-4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 12496$341
Greene County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 12496
Greene County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$199,000

For Sale by Agent

AgentRegina Tortorella
BrokerageColdwell Banker Village GreenW

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