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201-233 Sparrow Cir, Pagosa Springs, CO, 81147

1beds
0baths
500sqft
$195,000
$390price/sqft
$1,279/moest. monthly cost
$51,160/yrincome needed

About This Home

Welcome to your Colorado cabin with views and potential! Set in an idyllic, peaceful valley, with abundant wildlife, the property is split into two lots, both of which have had substantial improvements! 233 Sparrow Circle has power, a 1500 gallon cistern with frost-free tap and pump, an installed septic system approved by the county for a two bedroom home, RV pad, upgraded driveway, a cozy cabin awaiting your finishing touches, and a home site excavated, backfilled with gravel compacted and tested to standards specified in the geotechnical report. 201 Sparrow Circle has a new driveway, incredible views, a full set of engineered plans for a three bedroom, three bath home and septic system, as well as a fully tested and compacted backfill base for the home set into the hillside and designed for unbeatable views! Build two homes and sell one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10

Construction

Condition

  • Year built: 2010

Type & Style

  • Home type: SingleFamily

Interior

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 1

Interior Area

  • Total interior livable area: 500 sqft

Property

Lot

  • Lot size: 2 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$54$648
Property Taxes $53$636
Electricity $186$2,232
Total$1,279$15,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,851/yr
40% on housing$38,370/yr
45% on housing$34,106/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 81147$298
Archuleta County$304

vs Homes Sold Last Month

Median $/sqft

ZIP 81147
Archuleta County$368

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Price change$175,000
2026-08-03Listed for sale$195,000

For Sale by Owner

AgentProperty Owner

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