See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

H12 Twinlights Court #H12, Highlands, NJ, 07732

2beds
2baths
1,536sqft
$675,000
$439price/sqft
$4,797/moest. monthly cost
$191,880/yrincome needed

About This Home

''This is a Coming Soon showings start 8/10'' Welcome to coastal living at its finest! This spectacular 2-bedroom, 1.5-bath residence in Twin Lights Terrace has been completely renovated and offers breathtaking, unobstructed water views. Enjoy your morning coffee or evening sunsets from the private deck overlooking Sandy Hook, the Atlantic Ocean, and surrounding waterways, or entertain guests on the spacious paver patio with panoramic views. Located in the charming shore town of Highlands, this home is just minutes from beautiful beaches, waterfront dining, marinas, and the NYC ferry, making it ideal for commuters, weekend getaways, or year-round living

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
--

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Balcony,Recessed Lighting

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: Multi Units

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 1,536 sqft

Property

Details

  • Parcel number: 00003930
  • Attached to another structure: Yes
  • Zoning description: Condo
  • Exclusions: Personal Belongings; Deep freezer

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,In Ground
  • Exterior features: Balcony,Lighting,Tennis Court(s)
  • Has view: Yes
  • View description: Ocean,River
  • Has water view: Yes
  • Water view: Ocean,River

Parking

  • Parking features: Open,Asphalt,Common,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$331$3,972
Property Taxes $860$10,320
Electricity $193$2,318
Total$4,797$57,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,468/yr
40% on housing$143,910/yr
45% on housing$127,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$439This listing

vs Other Active Listings

Avg $/sqft

ZIP 07732$385
Monmouth County$425

vs Homes Sold Last Month

Median $/sqft

ZIP 07732$475
Monmouth County$384

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$675,000
2026-08-10Listed for sale$675,000

For Sale by Agent

AgentJodi L Thatcher
BrokerageColdwell Banker Realty

Similar Homes