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317 Ainsworth St, Linden, NJ, 07036

3beds
2baths
4,200sqft
$559,000
$133price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Welcome to this charming, well-maintained, 3-bedroom, 2-bathroom home, ideally situated on a tree-lined street The 1st floor offers a sun-drenched living room, formal dining room, updated full bathroom, convenient coat closet, and an all-purpose/multipurpose storage closet. The spacious family room filled with natural lighting opens directly onto a deck overlooking the fully fenced-in backyard, creating the perfect setting for relaxing, entertaining, or outdoor dining. The newly renovated kitchen features stainless steel appliances, dishwasher, microwave, quartz countertops, new cabinetry, and recessed lighting. 3 bedrooms and a bathroom are located on the 2nd floor, while the upper level offers flexible bonus space that may be used for additional storage, a home office, recreation area, or other living needs. Additional highlights include newer windows, siding, and gutters, along with a private driveway that can accommodate up to 3 vehicles. Minutes away from NJ transit and public transportation.

Getting Around

90
WalkingWalker's Paradise
56
TransitGood Transit
56
BikeBikeable

Schools

4/10
4/10
3/10
Linden High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater

Basement

  • Features: Utility Room

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished,Sump Pump

Bedroom1

  • Level: Second
  • Area: 130

Bedroom2

  • Level: Second
  • Area: 110

Bedroom3

  • Level: Second
  • Area: 78

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 120

Family Room

  • Level: First
  • Area: 315

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 4,200
  • Total interior livable area: 4,200 sqft

Kitchen

  • Features: Pantry,See Remarks,Separate Dining Area
  • Level: First
  • Area: 120

Living Room

  • Level: First
  • Area: 198

Master Bathroom

  • Features: Stall Shower And Tub

Property

Details

  • Parcel number: 2909002510000000040000
  • Exclusions: Personal items

Features

  • Patio & porch: Deck

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 40 x 105

Parking

  • Total spaces: 3
  • Parking features: 1 Car Width,Driveway-Exclusive
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,826$33,912
Home Insurance *$142$1,704
Property Taxes $945$11,340
Electricity $462$5,555
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 07036$288
Union County$380

vs Homes Sold Last Month

Median $/sqft

ZIP 07036$485
Union County$416

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Listed for sale$559,000

For Sale by Agent

AgentDebra Marshall
BrokerageKeller Williams Elite Realtors

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