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7912 Highway 98 SW #A, Summit, MS, 39666

5beds
3baths
4,083sqft
$649,500
$159price/sqft
$4,401/moest. monthly cost
$176,040/yrincome needed

About This Home

Welcome to this beautifully appointed 5-bedroom, 3-bath country estate on 6.57 acres, where timeless elegance meets peaceful rural living. Ideally located just ten minutes from Interstate 55 and the historic town of Summit, this meticulously maintained home offers approximately 4,083 square feet of thoughtfully designed living space, combining privacy, comfort, and convenience. A picturesque, park-like setting welcomes you home, featuring mature shade trees, fruit trees, and a tranquil pond that create a serene backdrop for everyday living. Inside, the spacious open-concept floor plan is designed for both entertaining and everyday comfort. The home features a formal living room, elegant dining room, private study, and an executive-style chef's kitchen that serves as the heart of the home. The luxurious primary suite is privately situated away from the main living areas, creating a peaceful retreat. The spa-inspired en-suite bath showcases custom oak vanities, separate his-and-hers walk-in closets, and an oversized walk-in shower complemented by a classic clawfoot soaking tub. On the opposite side of the main level, two generously sized guest bedrooms are connected by a well-appointed Jack-and-Jill bathroom, offering comfort and privacy for family or guests. A beautiful wood staircase leads to the second floor, where a spacious entertainment loft provides endless possibilities as a media room, game room, or additional family gathering space. Two oversized bedrooms and a full bath complete the upper level. Step outside and enjoy the peaceful surroundings from the expansive covered front porch or the inviting covered back porch. A short walk leads to the scenic pond, while a large brick workshop provides exceptional space for hobbies, storage, or even a home-based business. This remarkable estate offers the perfect balance of refined country living and modern convenience, with easy access to shopping, dining, schools, and Interstate 55. If you've been searching for space, quality craftsmanship, and a private setting without sacrificing accessibility, this exceptional property is ready to welcome you home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

3/10
4/10
5/10
Amite County High SchoolGrades 9-1218.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2009

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Freezer,Built-In Refrigerator,Gas Cooktop

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: Den,Bath
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,083
  • Total interior livable area: 4,083 sqft

Property

Details

  • Parcel number: 46 10012 0002160

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 6.57 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind
Drought
Ice Storm

FEMA Declared Disasters in Amite County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,284$39,408
Home Insurance *$560$6,720
Property Taxes $178$2,136
Electricity $379$4,555
Total$4,401$52,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,891/yr
40% on housing$132,030/yr
45% on housing$117,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -13.9%
-13.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 39666$104
Amite County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 39666$134
Amite County$328

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$649,500

For Sale by Agent

AgentAlan Bridevaux
BrokerageDoug Rushing Realty of McComb

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