1796 Highway 109, Ruby, SC, 29742
About This Home
This beautiful new home offers an affordable 3 bedroom 2 bath home offering a open concept with 1339 living area. If you are looking for superior construction and craftmanship, look no further. Spacious Great Room and Primary BR. Kitchen will have granite counter tops and new stainless steel appliances. Move in before the holidays. Completion is scheduled for October 1 2026.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Exhaust Fan,Microwave,Refrigerator with Ice Maker
- Laundry features: Electric Dryer Hookup,Inside,Main Level,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Finished area below ground: 0
- Finished area above ground: 1,339
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Ceiling Fan(s),Electric,Heat Pump
Interior Area
- Total structure area: 1,339
- Total interior livable area: 1,339 sqft
Primary Bedroom
- Level: Main
- Area: 185.8689
- Dimensions: 14' 8" X 12' 8"
Property
Details
- Parcel number: 131 000 000 231
- Zoning: R
- Special condition: Standard
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 0.65 Acres
- Lot size dimensions: .65
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Chesterfield County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,274 | $15,288 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $86 | $1,032 |
| Electricity | $204 | $2,449 |
| Total | $1,739 | $20,868 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $252,000 |
View on Zillow