




43 County Road 2016, Crane Hill, AL, 35053
About This Home
One of Smith Lake's most exceptional waterfront properties! Located in the highly sought-after Clearwater Coves community, this nearly new stunning point-lot estate sits on 1.8 private acres with an incredible 270 feet of year-round deep-water shoreline and breathtaking 180+ degree panoramic lake views. Designed for luxury living and entertaining, the home offers approximately 3,900+/- square feet. 4 bedrooms, including a custom bunk room, and 3.5 baths. The expansive great room features soaring tongue-and-groove ceilings with massive cedar trusses, a floor-to-ceiling natural stone fireplace, and a wall of windows showcasing spectacular lake views. The chef's kitchen is appointed with custom cabinetry, an oversized island, custom copper vent hood, GE Café and Bosch appliances, and Vermont marble. The main-level primary suite offers a custom cedar-beamed tray ceiling and direct access to the lakeside outdoor living spaces. The finished lower level is designed for entertaining with a spacious recreation room, custom wet bar, beverage and wine coolers, dedicated ice maker, and easy access to the lakeside patios. Additional features include premium indoor/outdoor sound, full security system with perimeter cameras, hardwood and designer tile flooring, marble, granite, and quartz countertops, tankless water heater, Generac generator, safe room, abundant storage, and a 2.5-car garage. Outdoor living is second to none with a cedar-trimmed screened porch featuring a natural stone wood-burning fireplace, built-in REC TEC pellet grill, expansive upper and lower lakeside porches, professionally designed landscaping, irrigation supplied from the lake, and a gentle walk to the water. The two-slip Free State dock with a large swim platform completes this extraordinary waterfront retreat. Also on the dock is a XL storage locker and WaveLink Secure system. Come see it today! You will be impressed. See Documents section for PDF.
Getting Around
Schools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2024
Materials
- Roof: Shingle
- Construction materials: Frame,Masonry,HardiPlank Type,Masonry Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Electric Range,Range Hood,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
Features
- Fireplace features: Propane
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,900
- Total interior livable area: 3,900 sqft
Property
Details
- Zoning: No Zoning
Features
- Stories: 1
- Patio & porch: Covered,Covered Patio,Deck,Patio,Porch,Screened
- Exterior features: Rain Gutters
- On waterfront: Yes
- Waterfront features: Lake Front,Boat Lift,PWC Lift/Float,Swim Platform,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Moderate)
- Frontage length: Waterfront Footage(269+/-)
Lot
- Lot size: 1.80 Acres
- Features: Lots 29 And 30 Clearwater Coves
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,647 | $163,764 |
| Home Insurance * | $1,396 | $16,752 |
| Property Taxes | $472 | $5,664 |
| Electricity | $436 | $5,236 |
| Total | $15,951 | $191,412 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $2,699,000 |
