1418 Ridge Rd, South Elgin, IL, 60177
About This Home
Bright, Spacious, and Move-In Ready! Welcome to this beautifully maintained home, featuring neutral decor throughout so you can simply move in and start enjoying your new space. Well-Equipped Kitchen: Features ceramic tile floors, a gas stove, dishwasher, a microwave, a double sink with a disposal, and a ceiling fan in the dinette area. The expansive family room offers a welcoming area to relax, complete with lovely views overlooking the private patio and fully fenced backyard. A professionally landscaped yard and an attached 2-car garage with an automatic door opener. Ideally situated in an excellent neighborhood, this home is just a short distance from local schools, shopping centers, and a community playground.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Other
- Builder model: VICTORY
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Range Hood
- Laundry features: Main Level,Gas Dryer Hookup,In Unit
Basement
- Basement: None
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedroom3
- Features: Flooring (Wood Laminate)
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Family Room
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 216
- Dimensions: 18X12
Features
- Door features: Sliding Glass Door(s)
- Window features: Storm Window(s),Vinyl Frames
- Flooring: Laminate
- Attic: Unfinished
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,300 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Ceramic Tile)
- Level: Main
- Area: 209
- Dimensions: 19X11
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 80
- Dimensions: 10X8
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 210
- Dimensions: 15X14
Master Bedroom
- Features: Flooring (Carpet)
- Level: Second
- Area: 180
- Dimensions: 15X12
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0628477021
- Special condition: None
Features
- Stories: 2
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Lot size: 7,000 sqft
- Features: Corner Lot,Landscaped
- Lot size dimensions: 70X100
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,870 | $22,440 |
| Home Insurance * | $142 | $1,704 |
| Property Taxes | $672 | $8,064 |
| Electricity | $130 | $1,569 |
| Total | $2,814 | $33,768 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $363,000 |
| 2026-07-25 | Price change | $370,000 |
| 2026-07-07 | Price change | $375,000 |
| 2026-06-12 | Listed for sale | $379,000 |
| 2026-06-05 | Pending sale | $379,000 |
| 2026-05-25 | Listed for sale | $379,000 |
| 2017-05-25 | Sold | $193,800 |
| 2017-03-23 | Pending sale | $199,900 |
| 2017-03-10 | Listed for sale | $199,900 |
| 2016-09-01 | Listing removed | $1,650 |
| 2015-08-19 | Listing removed | $1,550 |
| 2015-07-31 | Listed for rent | $1,550 |
| 2003-10-01 | Sold | $197,000 |
| 1996-09-12 | Sold | $127,500 |
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