




1419 Ridge Rd, South Elgin, IL, 60177
About This Home
** Welcome to 1419 Ridge Rd., a spacious and inviting 3-bedroom, 3.5-bath home perfectly situated on a desirable corner lot in South Elgin. Offering generous living space, a finished basement, and an oversized backyard, this home provides the flexibility and comfort today's buyers are looking for. Step inside to a welcoming floor plan with plenty of room for everyday living and entertaining. The spacious bedrooms offer comfortable retreats, while the finished basement provides valuable additional living space and a full bath(included in the 3.5 bathroom count)-perfect for a recreation room, home office, media area, gym, guest space, or whatever suits your lifestyle. Step outside and discover one of this home's standout features: a **huge backyard with a spacious deck**, creating the perfect setting for summer gatherings, outdoor dining, entertaining, gardening, or simply relaxing and enjoying the extra space. The corner-lot location adds to the home's appeal and outdoor versatility. Recent updates provide added peace of mind, including ** windows (2017), roof (2017), HVAC system (2014), and water heater (2025)**. The **2-car garage** provides convenient parking and additional storage. And there's more! The seller is offering a **2% credit toward the buyer's allowable closing costs and prepaid expenses with an acceptable offer**, subject to lender approval and the terms of the purchase contract. Located near shopping, dining, parks, schools, transportation, and major roadways, this home offers both convenience and comfortable suburban living. **Great space. Great updates. Great outdoor living. Plus a seller incentive that can help make homeownership even more attainable. Schedule your private showing today!**
Getting Around
Schools
Construction
Materials
- Roof: Asphalt
- Construction materials: Aluminum Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator
- Laundry features: Common Area
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 119
- Dimensions: 17X7
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 110
- Dimensions: 11X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 154
- Dimensions: 14X11
Deck
- Level: Main
- Area: 165
- Dimensions: 15X11
Dining Room
- Features: Flooring (Laminate)
- Level: Main
- Dimensions: COMBO
Family Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 216
- Dimensions: 12X18
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,734 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Laminate)
- Level: Main
- Area: 216
- Dimensions: 12X18
Living Room
- Level: Main
- Area: 168
- Dimensions: 21X8
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Second
- Area: 140
- Dimensions: 14X10
Recreation Room
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 144
- Dimensions: 18X8
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0628478008
- Special condition: None
- Other equipment: Ceiling Fan(s)
Features
- Stories: 2
Lot
- Lot size: 6,542 sqft
- Lot size dimensions: 106x74
Parking
- Total spaces: 2
- Parking features: Concrete,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $726 | $8,712 |
| Electricity | $133 | $1,600 |
| Total | $3,034 | $36,408 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2001-01-22 | Sold | $187,000 |
| 1996-07-02 | Sold | $153,500 |
