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14603 McDonald Ln, Hudson, FL, 34667

3beds
2baths
1,800sqft
$875,000
$486price/sqft
$6,997/moest. monthly cost
$279,880/yrincome needed

About This Home

Elevated Gulf-access waterfront home in Driftwood Isles with panoramic sunset views, private elevator and exceptional garage space. Positioned on a wide water basin in Driftwood Isles with direct, unobstructed access to the Gulf of Mexico, this elevated custom waterfront home offers panoramic sunset views, natural buffering, and water visibility from nearly every living area. Built in 2001 by the current owner and meticulously maintained since construction, the property combines durable coastal construction with a peaceful waterfront setting designed for boating, storage flexibility, and enjoyment of the water. No HOA. The elevated design is a major advantage for waterfront buyers seeking practical flood-zone positioning. The main living level sits well above grade, while the expansive garage and storage areas below provide exceptional utility. Hurricane shutters and panels, dual whole-home electrical shutoffs, upgraded electrical components, and a Goldline whole-home surge protection system add confidence for coastal ownership. Inside, soaring vaulted ceilings ranging from approximately 10 to 16 feet and expansive windows maximize natural light and frame open water views throughout the home. A double-sided wood-burning fireplace connects the great room and primary bedroom. The home offers approximately 1,800 square feet of heated living space with 3 bedrooms and 2 bathrooms. A private elevator with approximately 750-pound capacity services the home, while a spiral staircase provides additional access from the garage to the main living level. Custom wood flooring crafted from a blend of red and white oak harvested from an 80-acre wood lot in Michigan adds character throughout the interior. Below the home is approximately 1,640 square feet of garage space with approximately 20-foot ceilings and roughly 21 feet of clearance beneath the rafters, creating exceptional flexibility for vehicle storage, boating equipment, workshop space, or recreational storage. The space comfortably accommodates four vehicles while still allowing substantial room for additional functionality. Three garage doors are standard height at approximately 7 feet, while one oversized garage door measures approximately 11 feet, ideal for larger boats, trailers, lifted vehicles, or specialty storage needs rarely available in waterfront homes. Covered porches and open-air waterfront spaces are positioned to capture Gulf breezes and changing sunset skies throughout the day. The seawall features substantial concrete capping, and the existing boat lift pilings are reported to be in excellent, sturdy condition. Mechanical lift boxes are present but not currently operational. A charming waterfront cutout along the seawall creates a peaceful launch point for kayaks, fishing, or quiet moments beside the water. Recent updates include a complete HVAC replacement in 2024 with hypoallergenic filtration system, complete roof replacement in 2019, four garage doors replaced in 2024, solar-powered 80-gallon water heater installed in 2018, whole-house fan system, interior painting in 2017, and exterior pressure washing completed in January 2026. Surrounded by mature coastal habitat, the property regularly attracts dolphins, manatees, pelicans, herons, egrets, cormorants, loons, rose-breasted grosbeaks, and other native birdlife. Every evening, the basin reflects changing light and color across the water, creating a waterfront setting connected to the Gulf Coast environment.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

5/10
Hudson Primary AcademyGrades PK-50.6 mi
4/10
Hudson High SchoolGrades 7,9-123.7 mi
2/10
Hudson Middle SchoolGrades 4-89.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Solar Hot Water Owned,Washer
  • Laundry features: Inside,Laundry Closet,Upper Level

Bedroom2

  • Features: Dual Closets
  • Level: Second
  • Area: 195
  • Dimensions: 13x15

Bedroom3

  • Features: Dual Closets
  • Level: Second
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: No Closet
  • Level: Second
  • Area: 153
  • Dimensions: 17x9

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Elevator,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Walk-In Closet(s)
  • Window features: Blinds,Shutters,Window Treatments,Hurricane Shutters
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Living Room,Master Bedroom,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,640
  • Total interior livable area: 1,800 sqft

Kitchen

  • Features: Storage Closet
  • Level: Second
  • Area: 204
  • Dimensions: 17x12

Living Room

  • Features: No Closet
  • Level: Second
  • Area: 306
  • Dimensions: 17x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Parcel number: 162428015.000C.00004.0
  • Zoning: R4
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Mailbox
  • Has view: Yes
  • View description: Water,Gulf/Ocean - Full
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Full
  • On waterfront: Yes
  • Waterfront features: Gulf/Ocean,Gulf/Ocean Access,Lift,Seawall
  • Waterbody name: COW CREEK

Lot

  • Lot size: 6,000 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$1,264$15,168
Property Taxes $1,112$13,344
Electricity $197$2,366
Total$6,997$83,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,897/yr
40% on housing$209,910/yr
45% on housing$186,586/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 34667$154
Pasco County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 34667$175
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-31Listed for sale$875,000
1997-07-07Sold$54,000

For Sale by Agent

AgentJennifer Davida, FUTURE HOME REALTY INC
BrokerageFUTURE HOME REALTY INC

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