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40832 RIVER ROAD, Dade City, FL, 33525

4beds
2baths
1,824sqft
$399,000
$219price/sqft
$3,130/moest. monthly cost
$125,200/yrincome needed

About This Home

Welcome to this beautifully maintained and updated home on River Road in one of Dade City’s most scenic and desirable areas just minutes from the Withlacoochee River State Park. Set on a spacious lot surrounded by mature trees and peaceful country charm, this property offers the perfect blend of comfort, privacy, and modern convenience. Inside, you’ll find a bright, open layout with tasteful finishes throughout. The kitchen features wooden cabinetry and ample counter space with granite countertops, flowing easily into the living and dining areas for everyday living or entertaining. Generously sized bedrooms and bathrooms provide a move-in-ready feel. Large windows invite natural light and offer tranquil views of the surrounding landscape. The home flows with beautiful cypress tongue and groove ceilings and woodlook tile flooring. Step outside to enjoy a wide, open yard ideal for gardening, pets, outdoor gatherings, or future enhancements. The property’s setting delivers the quiet, rural lifestyle Dade City is known for while keeping you close to local shops, restaurants, parks, and historic downtown. The property also includes additional storage sheds and workshops and two large concrete pads for additional space for recreation or future buildings. With its inviting interior, spacious lot, and prime River Road location, this home is an excellent opportunity for buyers seeking comfort, charm, and the authentic Dade City lifestyle with enough space for a large family. Come see this one today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
Pasco Elementary SchoolGrades PK-53.5 mi
3/10
Centennial Middle SchoolGrades 6-84.4 mi
3/10
Pasco High SchoolGrades PK,9-1214.7 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1950

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom1

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan,Solid Wood Cabinets,Thermostat
  • Flooring: Bamboo,Ceramic Tile,Engineered Hardwood,Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,402
  • Total interior livable area: 1,824 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 222431000.0004.00000.0
  • Zoning: AR
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Enclosed,Front Porch,Patio,Porch,Screened
  • Exterior features: Private Entrance,Private Mailbox,Private Yard,Storage
  • Fencing: Fenced
  • Residential vegetation: Fruit Trees,Mature Landscaping,Oak Trees

Lot

  • Lot size: 3.20 Acres
  • Features: Cleared,Farm

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$282$3,384
Property Taxes $634$7,608
Electricity $197$2,366
Total$3,130$37,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,314/yr
40% on housing$93,900/yr
45% on housing$83,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 33525$172
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 33525$195
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$399,000
2026-05-01Listing removed$410,000
2026-04-04Listed for sale$410,000
2026-04-01Pending sale$410,000
2026-01-05Price change$410,000
2025-09-30Price change$425,000
2025-09-22Listed for sale$450,000
2024-09-02Listing removed$370,000
2023-09-02Listing removed--
2021-09-22Sold$350,000
2021-07-24Pending sale$370,000
2021-07-16Price change$370,000
2021-05-04Listed for sale$385,000
2019-06-09Listing removed$315,000
2019-02-10Price change$315,000
2018-12-18Price change$320,000
2018-10-22Listed for sale$325,000
2005-12-09Sold$1,000

For Sale by Agent

AgentAaron Tadlock
BrokerageCOLDWELL BANKER REALTY

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