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932 Manchester Ct, South Elgin, IL, 60177

3beds
3baths
1,800sqft
$315,000
$175price/sqft
$2,422/moest. monthly cost
$96,880/yrincome needed

About This Home

Welcome home to this charming 2-story duplex in South Elgin! This 3-bedroom, 2.5-bath home features a full concrete pour, partially finished basement with new wood-laminate floors, spacious living areas, sizable bedrooms, fresh paint throughout and a brand new refrigerator. All appliances stay, including new washing machine and dryer in the convenient lower-level laundry. The backyard, with a brand new wood privacy fence and a patio, is perfect for relaxing or entertaining. The home offers plenty of space and comfort in a great location, and NO HOA Fees!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
7/10
4/10
South Elgin High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 0634126071

Features

  • Exterior features: Metal

Lot

  • Lot size: 4,505 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$120$1,440
Property Taxes $572$6,864
Electricity $138$1,661
Total$2,422$29,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,040/yr
40% on housing$72,660/yr
45% on housing$64,586/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 60177$201
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60177$218
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$305,000
2026-07-30Listed for sale$315,000
2023-04-11Listing removed--
2023-03-31Listed for rent$2,400
2021-10-09Listing removed--
2021-09-29Listed for rent$2,100
2021-09-28Sold$220,000
2021-09-02Pending sale$219,900
2021-09-02Contingent$219,900
2021-09-01Listed for sale$219,900
2021-08-05Sold$150,000
2021-07-31Listed for sale$190,000
2016-10-03Sold$157,400
2016-08-01Pending sale$164,900
2016-06-15Listed for sale$164,900
1999-08-02Sold$126,000

For Sale by Owner

AgentProperty Owner

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