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1248 ERMINE DRIVE, Holiday, FL, 34690

2beds
2baths
1,113sqft
$200,000
$180price/sqft
$1,590/moest. monthly cost
$63,600/yrincome needed

About This Home

Under contract-accepting backup offers. Tucked into the established Forest Hills neighborhood, this 1969 block-built single-family home offers a smart opportunity in the heart of Holiday. Two bedrooms, two full baths, plus a half bath and an attached garage, with an enclosed Florida-style porch made for easy mornings. No flood-zone headaches here. Close to US-19, Gulf beaches, Tarpon Springs' Sponge Docks, and everyday shopping. Bring your vision and make it yours.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
Sunray Elementary SchoolGrades PK-51.6 mi
3/10
3/10
Anclote High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 168
  • Dimensions: 14x12

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan
  • Flooring: Carpet,Tile

Florida Room

  • Level: First
  • Area: 180
  • Dimensions: 12x15

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,113 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 8x15

Living Room

  • Level: First
  • Area: 255
  • Dimensions: 15x17

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 3226160520000003390
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Dog Run

Lot

  • Lot size: 5,400 sqft
  • Features: City Lot,Landscaped,Near Public Transit
  • Lot size dimensions: 60 x 90

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Inland Flooding
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$144$1,728
Property Taxes $238$2,856
Electricity $197$2,366
Total$1,590$19,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,514/yr
40% on housing$47,700/yr
45% on housing$42,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 34690$126
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34690$188
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$200,000
2026-08-11Contingent$200,000
2026-08-03Price change$200,000
2026-06-26Listed for sale$218,900
1995-07-06Sold$49,000

For Sale by Agent

AgentRobert Gawel
BrokerageCENTURY 21 LISTSMART

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