1166 Chancellor Dr, Holiday, FL, 34690
About This Home
Stunning fully remodeled 4-bedroom, 3-bath waterfront home offering privacy, functionality, and true Gulf-access living. This exceptional property has remained high and dry with no flooding during recent storms, providing peace of mind along with an unbeatable natural setting. Set along a scenic bend of the river, the backyard overlooks a private island preserve—meaning no rear neighbors, just nature. Dolphins, manatees, and a wide variety of birds are frequent visitors, creating a tranquil waterfront backdrop rarely found. The thoughtfully designed split floorplan features two complete en suites located on opposite sides of the home, ideal for multigenerational living, guests, or added privacy. The home has been meticulously maintained and extensively upgraded. Outdoor & Waterfront Features include: 10,000 lb boat lift with dock Heated chlorine pool with new variable-speed pool pump (2024) New pool heat pump (2024) Gravity overflow pool drain to prevent overfilling New stainless steel boat lift cables (2025) Interior & Systems Upgrades: Brand-new kitchen with ventless hood, microwave, dishwasher (2026), refrigerator, and stove (2025) Moen motion-sensor kitchen faucet with WiFi/app control (2025) Propane tankless hot water heater on demand (2025) Additional electric on-demand water heater available (can be reconnected) Whole-home 5-stage Halo water treatment system (2025) Entire home repiped with Uponor PEX water lines (2025) Efficiency, Safety & Storm Readiness: Generator-ready electrical setup EV charging outlet in garage Commercial-grade garage door opener and fully rebuilt garage door (springs, rollers, hinges – 2025) Electrical panel installed 2018 Roof (2018) Air handler and heat pump (2018) Additional blown-in attic insulation (2025) New doors and windows (2025) Additional Features: New 4-zone front yard sprinkler system with WiFi-controlled pump (private well water – 2025) ADT security system with fire and carbon monoxide detection Nest Ring doorbell and garage camera convey This home offers true waterfront privacy, modern systems, and extensive upgrades, making it ideal for full-time living or a refined coastal retreat with direct Gulf access.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Gas Water Heater,Range,Range Hood,Refrigerator,Water Filtration System
- Laundry features: In Garage
Bathroom2
- Level: First
Bathroom3
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedroom4
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
Features
- Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Solid Surface Counters
- Flooring: Engineered Hardwood
- Fireplace features: Electric
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,467
- Total interior livable area: 1,761 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 322616062D000012080
- Zoning: R4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,Heated,Screen Enclosure
- Patio & porch: Covered,Rear Porch,Screened
- Exterior features: Irrigation System
- Has view: Yes
- View description: Water
- Water view: Water
Lot
- Lot size: 7,350 sqft
- Features: Flood Insurance Required,FloodZone
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,426 | $29,112 |
| Home Insurance * | $346 | $4,152 |
| Property Taxes | $575 | $6,900 |
| Electricity | $197 | $2,366 |
| Total | $3,544 | $42,528 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $499,900 |
| 2026-04-08 | Price change | $539,900 |
| 2026-03-09 | Pending sale | $549,900 |
| 2026-03-02 | Price change | $549,900 |
| 2026-02-04 | Price change | $564,000 |
| 2026-01-22 | Listed for sale | $599,000 |
| 2024-11-06 | Sold | $405,000 |
| 2024-10-07 | Pending sale | $419,900 |
| 2024-10-03 | Price change | $419,900 |
| 2024-09-12 | Price change | $422,400 |
| 2024-08-15 | Price change | $424,900 |
| 2024-07-09 | Price change | $429,900 |
| 2024-07-02 | Price change | $434,900 |
| 2024-05-14 | Listed for sale | $439,900 |
| 2024-05-02 | Pending sale | $439,900 |
| 2024-03-31 | Listed for sale | $439,900 |
| 2020-05-26 | Sold | $245,000 |
| 2020-04-15 | Pending sale | $249,900 |
| 2020-03-13 | Listed for sale | $249,900 |
| 2019-12-13 | Listing removed | $249,900 |
| 2019-10-04 | Pending sale | $249,900 |
| 2019-08-21 | Listed for sale | $249,900 |
| 2019-07-03 | Listing removed | $249,900 |
| 2019-06-19 | Listed for sale | $249,900 |
| 2016-01-26 | Sold | $160,000 |
| 2015-12-04 | Pending sale | $156,900 |
| 1999-08-31 | Sold | $115,000 |
| 1996-04-04 | Sold | $95,000 |
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