13820 Plumosa Ave, Hudson, FL, 34667
About This Home
Rare Direct Gulf Access Waterfront Home with Elevator – Endless Potential Opportunities like this don’t come along often—enjoy direct Gulf access with no fixed bridges from this 2 bedroom, 3-bath stilt home in Hudson, featuring 60 feet of canal frontage. Whether you’re looking for a full-time residence, vacation getaway, or income-producing property, this home offers the flexibility and location to make it happen. The elevated main living level was not impacted by Hurricane Helene and provides a solid foundation with a comfortable layout including a spacious living area, kitchen, Florida room, laundry space, and multiple outdoor areas. Relax on the large front composite deck or unwind on the rear porch overlooking the water. The primary suite includes a private bath, with an additional bedroom and full guest bath for added convenience. The lower level has already been cleared following surge damage from Hurricane Helene, giving you a head start on renovations. Previously configured as a separate apartment with its own living area, bedroom, and bath, this space offers excellent potential for expanded living, guest quarters, or a separate rental setup. A two-car garage adds valuable storage and functionality. With direct boating access, existing seawall, and a layout that supports multiple uses, this property is ideal for buyers looking to customize, invest, or create a waterfront retreat tailored to their vision. Sold As-Is. Seller retains rights to prior insurance claims. Buyer to verify all information and complete due diligence. Coastal Location Located in the laid-back waterfront community of Hudson along Florida’s Gulf Coast, you’ll enjoy easy access to marinas, waterfront dining, and everyday conveniences along US-19. Just about an hour to Tampa and an easy drive to Orlando, making it convenient for both personal use and visiting guests. Don’t miss your chance to secure a direct Gulf access property with strong upside and rare waterfront appeal—schedule your showing today.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Raised
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Range,Washer
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Ceiling Fan(s)
- Flooring: Ceramic Tile,Concrete,Laminate
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,800
- Total interior livable area: 1,400 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Primary Bedroom
- Features: Built-in Closet
- Level: Second
Property
Details
- Parcel number: 162433005.000D.00009.0
- Zoning: R4
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch,Rear Porch
- Exterior features: Private Mailbox
- Has view: Yes
- View description: Water,Canal
- Has water view: Yes
- Water view: Water,Canal
- On waterfront: Yes
- Waterfront features: Canal - Saltwater,Bay/Harbor Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Bridges - No Fixed Bridges,Seawall
- Waterbody name: DIRECT GULF ACCESS
Lot
- Lot size: 5,565 sqft
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pasco County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $578 | $6,936 |
| Property Taxes | $549 | $6,588 |
| Electricity | $197 | $2,366 |
| Total | $3,346 | $40,152 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-14 | Listed for sale | $400,000 |
| 2026-03-25 | Listing removed | $474,900 |
| 2025-05-08 | Price change | $474,900 |
| 2025-03-19 | Listed for sale | $499,900 |
| 2024-07-11 | Listing removed | $499,999 |
| 2024-04-09 | Price change | $499,999 |
| 2024-02-10 | Listed for sale | $550,000 |
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