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13738 Victor Ave, Hudson, FL, 34667

3beds
2baths
1,361sqft
$499,000
$367price/sqft
$4,057/moest. monthly cost
$162,280/yrincome needed

About This Home

Experience true Florida waterfront living in this completely turn-key, fully furnished 3-bedroom, 2-bath home—showing like a professionally designed model and ready for immediate enjoyment. Perfectly positioned on a deep-water canal just 2 minutes to the open Gulf, this property is a boater’s dream with a 10,000 lb boat lift, floating dock, stationary dock, and saltwater inground pool—everything you need for effortless days on the water. Inside, the home offers a bright, open-concept layout enhanced by hurricane-rated windows, updated interior doors, modern lighting, and ceiling fans throughout. The beautifully remodeled kitchen features white shaker cabinetry, Corian countertops, a stylish tile backsplash, and a farmhouse sink, combining clean design with everyday functionality. Both bathrooms have been thoughtfully updated with contemporary vanities and upgraded fixtures, while the spacious bedrooms are tastefully furnished and move-in ready. Additional upgrades include indoor laundry, a tankless water heater, and added attic insulation for energy efficiency. A standout feature is the enclosed sun porch with hurricane-rated sliding windows, seamlessly connecting indoor and outdoor living—perfect for relaxing or entertaining year-round. Outside, enjoy peace of mind with a newer roof, newer A/C, refreshed landscaping, resodded yard, sprinkler system, and recently sealed pool deck and dock—all the work has already been done for you. Located in a golf cart-friendly community just minutes to Hudson Beach, marinas, and waterfront dining, this home offers not just a property, but a lifestyle. Seller is motivated—and with everything included (furnishings inside and out), this is a rare opportunity to step into a fully curated waterfront home without lifting a finger. Bring your boat, your suitcase, and start living the Florida dream today.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

5/10
Hudson Primary AcademyGrades PK-51.2 mi
2/10
Hudson Middle SchoolGrades 4-810.0 mi
2/10
Fivay High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 183.26
  • Dimensions: 15.4x11.9

Bedroom2

  • Features: Dual Closets
  • Level: First
  • Area: 145.2
  • Dimensions: 12x12.1

Bedroom3

  • Features: Coat Closet
  • Level: First
  • Area: 143.64
  • Dimensions: 12.6x11.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 117.12
  • Dimensions: 12.2x9.6

Features

  • Ceiling Fan(s),Solid Surface Counters
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,553
  • Total interior livable area: 1,361 sqft

Kitchen

  • Level: First
  • Area: 116.16
  • Dimensions: 12.1x9.6

Living Room

  • Level: First
  • Area: 195.0921
  • Dimensions: 12.11x16.11

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 241.74
  • Dimensions: 15.8x15.3

Property

Details

  • Parcel number: 162433008.B00K.00004.0
  • Zoning: R4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting,Pool Sweep,Salt Water
  • Patio & porch: Covered,Enclosed,Rear Porch
  • Exterior features: Irrigation System,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Gulf/Ocean Access,Lift,Seawall

Lot

  • Lot size: 6,000 sqft
  • Features: Flood Insurance Required,FloodZone,Landscaped,Near Marina

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pasco County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$721$8,652
Property Taxes $616$7,392
Electricity $197$2,366
Total$4,057$48,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,097/yr
40% on housing$121,710/yr
45% on housing$108,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 34667$156
Pasco County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 34667$175
Pasco County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Price change$499,000
2025-09-18Price change$515,000
2025-09-05Listed for sale$529,000
2020-07-20Sold$291,000
2020-06-08Pending sale$289,000
2020-03-06Listed for sale$289,000
2020-03-04Pending sale$289,000
2020-02-26Listed for sale$289,000
2019-12-16Listing removed$295,000
2019-10-04Listed for sale$295,000
2019-09-23Pending sale$295,000
2019-05-28Price change$295,000
2019-04-25Price change$299,000
2019-01-31Price change$315,000
2018-12-21Listed for sale$325,000

For Sale by Agent

AgentCynthia Cabanas
BrokerageNEXTHOME CABANAS REALTY

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